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Nationwide online loan payment difficulties
Anyone here tried to settle their personal loan with Nationwide via their online service? I have just tried, and failed, and Nationwide were unable to help. I have just sent them this complaint: "I'm just e-mailing you to say how annoyed I have been with both your telephone and online banking system today. I recently…
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Loan advice needed
hi all really need some advice. i currently had a really bad credit rating. and have a loan with benifical financec on VERY high APR. i would love to get another loan which i could pay this one off, and have one charging less interest. who is worth trying with that might consider me with such a bad rating?? im currently…
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I need advice on debt on someone who has passed away
My mother passed away a month and half ago , and the bank recently send me a letter stating that she owes £7000.00 on a loan she took out with the bank, now we are still trying trace where some of the money,they want the money paid back and I have no clue what to do. Now she has been living in a flat with someone for the…
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Question about applying for a loan
I want to apply for a loan and am also in the process of selling my house and moving in with my partner. Currently most of my financial details (mortgage, cards etc) are based at my old address but I've changed my bank account to the new address. I've just checked my credit file with Equifax and it's got both addresses on…
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Secured Loan to pay off credit card debt?
Hi Guys... Could use some advice if you dont mind as I have spent the last couple of days going over my debt which is essentially loans and credit / store cards... My loans finish in approx 18mnths with one finishing in May... so its mainly the credit / store cards I wish to sort out... so thought would do the credit card…
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PPI reclaim?
Wrote to my credit card co(RBS) at start of Jan stating that I thought I had been mis-sold PPI - I have pre-existing medical condition. They have replied stating that as I had ticked the box requesting PPI (yes I did want cover but hadnt realised that my condition wouldnt be covered and also it was strongly recommended on…
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ppi
Wrote to my credit card co(RBS) at start of Jan stating that I thought I had been mis-sold PPI - I have pre-existing medical condition. They have replied stating that as I had ticked the box requesting PPI (yes I did want cover but hadnt realised that my condition wouldnt be covered and also it was strongly recommended on…
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HSBC Managed loan - ethical?!
January 2004 - After too much spending over Christmas my account was in a grim situation. I had gone over my agreed overdraft amount by around £200 - something I was not aware of as my debit card continued to be accepted - and had been charged a fortune in charges consequently. I knew that I needed help so that I wouldn't…
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HSBC Managed loan - ethical?!
January 2004 - After too much spending over Christmas my account was in a grim situation. I had gone over my agreed overdraft amount by around £200 - something I was not aware of as my debit card continued to be accepted - and had been charged a fortune in charges consequently. I knew that I needed help so that I wouldn't…
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How Best To Re-Structure Finances?
Hi all. I am looking for some advice on how best to re-structure our finances before they get any worse than they already are. I won't go into the history but put the figures down and see what people think might be the best options. At the moment we are paying out a substantial sum every month on credit cards and loans. We…
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Urgent Advice Needed
Hello, My best mate is getting married this year and is looking to consolidate his loans. At the moment he pays £218 per month for a car loan, £550 per month on two loans he has. He wants to pay off 1 loan of just over £8k and a small loan of £1,500 and have some left over for his wedding. He has poor credit rating due to…
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new loan
HI all anyone know a reputable place i can replace my current secured loan which is with ge money 12% apr i pay £575 per month over 10 years on 38,000.
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Early Repayment Discount
I am 2 yrs into a 5 yr Barclay loan and I've asked for a settlement statement. When I took it out I was quoted £1900 interest, which works out at £380 a year. I thought they should knock 3 yrs interest of the loan, but they have only knocked £650 off instead of £1140. Is this right?
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Please Help Loan Advice
Hi. First thing i would like to say is im new to this site so if i get it wrong please dont shout at me ! and the second thing is thank you all for being so knowledgeable and helping all the people you do. My Problem - I had a loan with egg which went into default a few years ago. i set up a repayment plan and was paying…
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Loan advice
Just want some advice. I need to purchase a new car and convert my garage to a living space for my ever growing family. I was originally looking for an unsecured loan of £8K which I got a quote from Black horse finance of £175 over 10 years. (I was going to also pay of an existing loan with Black Horse finance.) So really…
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hi all loan help
i am after a loan to consolidate,my rating is fair but still cant get acceptance,i earn 25000 per annum no ccj's or defaults or missed payments.can any one help??thanks
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changing current accounts + loans
Hi all I'm a Barclays customer, self-employed, non homeowner, earning gross 35-40K pa. I want to take out a loan to balance the books (refinance) and get some home improvements done. I don't use credit cards but have an Amex card which I clear every month (usually 1500 ish of business expenses). I have a completely clear…
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claiming ppi refund - can't find answer in article.
1.loan is in my name 2.told salesperson that i was pregnant 3. insisted on taking husband's income into account as my wage is too small to cover loan criteria. 4. only my name on insurance so if he lost his job, we wouldn't be able to repay which they acknowledge by insisting on his wages, but i'm the only one covered? is…
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Help needed high APR loans
I need a quick unsecured loan as i have got myself into quite a bit of debt (wont bore you with the details ). The plan is to pay off some arrears and get my flat on the market so i can start afresh. Anybody know of any companies where ive got a good chance of getting a loan, i realise its gonna be massive APR but im not…
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how would a personal loan effect on a mortgage application
Hello, I have been surfing in MSE for a long time which really helped me in understanding so many financial stuff and also saving a lot. This is my first post here. Well, I have applied for a personal loan of £7500 from Alliance Leicester and it has now been approved. In summery, monthly payment is £159 over 60 months @…