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  • FIRST POST
    • MSE Molly
    • By MSE Molly 5th Nov 19, 5:38 PM
    • 39Posts
    • 57Thanks
    MSE Molly
    MSE Leaders' Debate 2019: The big consumer issues for the election
    • #1
    • 5th Nov 19, 5:38 PM
    MSE Leaders' Debate 2019: The big consumer issues for the election 5th Nov 19 at 5:38 PM
    With just over five weeks to go until voters head to polling stations across the UK, here at MSE, we're calling on you once again. We want to offer you the opportunity to help us quiz the leaders of our main political parties on crucial money matters ahead of the general election on Thursday 12 December.

    Voting is one of the most important choices we make as consumers. We want to find out how the parties stand on key consumer and financial issues that affect you now and in the future.

    Who's taking part?
    We have previously held Leaders' Debates in 2010, 2015 and 2017. This time, we're hoping to question the following leaders (we've listed them alphabetically by surname):
    • Jonathan Bartley/Siān Berry - The Green Party
    • Jeremy Corbyn - The Labour Party
    • Nigel Farage - The Brexit Party
    • Boris Johnson - The Conservative Party
    • Adam Price - Plaid Cymru
    • Nicola Sturgeon - The Scottish National Party
    • Jo Swinson - Liberal Democrats

    We are yet to approach the parties, but we hope all of them will take part. We'll let you know if any say no, so check back on this thread for updates.

    What do you want to ask the leaders?
    Post your suggestions on important issues below. We're going to create a shortlist, which will be put to the MSE polls in the next week. We can't promise to use all your ideas, but we do promise to read them.

    Examples of things to include
    This is all about consumer and finance issues that affect you.

    Some of the questions we asked ahead of the last election included:
    • Affordable housing: How will you address the lack of affordable homes and help first-time buyers?
    • Benefits: What plans do you have for the system?
    • Brexit: How will you guarantee, safeguard or improve our consumer rights as we exit the EU?

    You can see the full list of questions and responses in the 2017 Leaders' Debate guide.

    Examples of things not to include
    This isn't a general political poll. We like to keep it specific to consumer finance that affects you directly, so please don't include topics like:
    • Immigration
    • Public spending issues (such as NHS or education)
    • MPs' salaries

    PLEASE KEEP SUGGESTIONS TO AROUND 50 WORDS. YOU CAN POST MORE THAN ONE SUGGESTION THOUGH.


    We look forward to hearing from you all.

    - MSE Molly
    Last edited by MSE Chris D; 06-11-2019 at 6:22 PM.

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Page 1
    • Capitano
    • By Capitano 5th Nov 19, 9:30 PM
    • 12 Posts
    • 6 Thanks
    Capitano
    • #2
    • 5th Nov 19, 9:30 PM
    • #2
    • 5th Nov 19, 9:30 PM
    IHT - Will your government reverse the unfair "IHT and families" rule which unfairly penalises those of us not fortunate enough to have children? I have extended family members who are not eligible for that IHT tax break but consider them to be my children.
    • Capitano
    • By Capitano 5th Nov 19, 9:32 PM
    • 12 Posts
    • 6 Thanks
    Capitano
    • #3
    • 5th Nov 19, 9:32 PM
    • #3
    • 5th Nov 19, 9:32 PM
    IHT - the basic allowance has remained unchanged for many years in spite of rampant house price inflation. Will your government raise it to a more realistic level, say £1 million for everyone?
    • jfl737
    • By jfl737 5th Nov 19, 9:57 PM
    • 3 Posts
    • 1 Thanks
    jfl737
    • #4
    • 5th Nov 19, 9:57 PM
    Pensions
    • #4
    • 5th Nov 19, 9:57 PM
    Will your party promise to maintain the pensions triple lock?
    • meltedlemondrop
    • By meltedlemondrop 5th Nov 19, 11:04 PM
    • 6 Posts
    • 3 Thanks
    meltedlemondrop
    • #5
    • 5th Nov 19, 11:04 PM
    • #5
    • 5th Nov 19, 11:04 PM
    Will your party consider returning VAT to 17% in order to combat rising prices?
    • meltedlemondrop
    • By meltedlemondrop 5th Nov 19, 11:06 PM
    • 6 Posts
    • 3 Thanks
    meltedlemondrop
    • #6
    • 5th Nov 19, 11:06 PM
    • #6
    • 5th Nov 19, 11:06 PM
    What is your party’s stance on regional pay inequalities in Northern Ireland? (Prices are the same possibly higher for goods, yet wages are well below other regions, even those with similar housing costs). This affects public sector workers but even more starkly private sector as we are seen as a cheap workforce
    • Munnypenny
    • By Munnypenny 5th Nov 19, 11:13 PM
    • 5 Posts
    • 5 Thanks
    Munnypenny
    • #7
    • 5th Nov 19, 11:13 PM
    Waspi
    • #7
    • 5th Nov 19, 11:13 PM
    Will your party support 1950's born women with non means tested transitional arrangements until stage pension age
    • Barbie Radford
    • By Barbie Radford 5th Nov 19, 11:16 PM
    • 1 Posts
    • 4 Thanks
    Barbie Radford
    • #8
    • 5th Nov 19, 11:16 PM
    • #8
    • 5th Nov 19, 11:16 PM
    What do you propose to do to address the injustice inflicted on 50s born women who have been denied their state pension . These women were given little notice to make alternative financial arrangements unlike MPs .
    • StevePB
    • By StevePB 6th Nov 19, 2:29 AM
    • 1 Posts
    • 5 Thanks
    StevePB
    • #9
    • 6th Nov 19, 2:29 AM
    • #9
    • 6th Nov 19, 2:29 AM
    Why is the High Income Child Benefit Charge based on individual earnings rather than household earnings. This means that a couple earning £49k each (£98k total) are entitled to full child benefit whereas a family with one earner at £60k are entitled to nothing. Surely this is unfair.
    • gordonthe gopher
    • By gordonthe gopher 6th Nov 19, 5:31 AM
    • 1 Posts
    • 11 Thanks
    gordonthe gopher
    Brexit
    Why is it that I can change my mind who I vote for at general elections, more frequent than every five years, but I can't change my mind over my Brexit vote, even though every man and woman has learnt so much more than they did nearly four years ag what Brexit really means to them?
    • Vetnurse
    • By Vetnurse 6th Nov 19, 6:55 AM
    • 1 Posts
    • 9 Thanks
    Vetnurse
    All the parties want to increase the minimum wage to £10-10.50 ph. Have they thought about the many people who are skilled and qualified but low earners who earn £11 ish an hour now such as veterinary nurses. Their employers can not afford to increase their wages to keep them above the unskilled workers. There is there for no incentive to pay for and complete a complex medical degree to earn just above the minimum wage and to work anti social hours such as nights and Christmas day. Is this not going to create a massive lack of skilled jobs as people choose to work better hours in unskilled jobs and not waste money on getting further educated. The minimum wage has risen every year whilst our wages have been frozen meaning we the pay gap between skilled and unskilled workers has already shrunk massively. How can the government ensure our skills we studied hard for still ensure we earn a decent salary above the minimum wage?
    • Sharononline
    • By Sharononline 6th Nov 19, 7:56 AM
    • 2 Posts
    • 2 Thanks
    Sharononline
    Second homes
    Are there any plans to penalise second home owners. We plan to invest in one for a number of reasons:
    We are tied to our current property due to in laws living with us
    stocks and shares are iffy and
    you get next to no interest on savings products
    • lakesider52
    • By lakesider52 6th Nov 19, 8:22 AM
    • 15 Posts
    • 11 Thanks
    lakesider52
    Financial Transactions Tax - There is no question that such a tax will increase the cost of our pensions, investments and other banking transactions plus put the UK at a competitive disadvantage to our competitors. Do you support it?
    • schark65
    • By schark65 6th Nov 19, 8:38 AM
    • 1 Posts
    • 1 Thanks
    schark65
    How will you protect the people from Health Care Insurance that has tiers based on how much INSURANCE you can afford meaning that the lowest paid who would only be able to afford a basic HC Insurance would be penalised and get far less health care than someone who earns more. And what costs would the public be expecting to pay !
    Last edited by schark65; 06-11-2019 at 8:46 AM. Reason: Re read the posting info
    • I Love comps
    • By I Love comps 6th Nov 19, 8:51 AM
    • 1,511 Posts
    • 6,253 Thanks
    I Love comps
    How will you address the social care problem eg People who have worked and saved all there lives and pay FULL fees when going into a nursing home and the people who do not have savings and property to sell, and pay very little or nothing?
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    • acronym
    • By acronym 6th Nov 19, 8:52 AM
    • 5 Posts
    • 28 Thanks
    acronym
    Future for ISAs
    What is your attitude towards Cash and also Share ISAs? Do you plan to lower, freeze or increase ISA allowances over the next few years?
    • acronym
    • By acronym 6th Nov 19, 8:56 AM
    • 5 Posts
    • 28 Thanks
    acronym
    Might you consider imposing Inheritance Tax on recipients of bequests (with a reasonable tax free band) rather than the person who dies with the likely effect that inheritances are better shared out?
    • acronym
    • By acronym 6th Nov 19, 9:02 AM
    • 5 Posts
    • 28 Thanks
    acronym
    Prescription Charge Ceiling?
    If prescription charges are not to be abolished, might you consider introducing a ceiling for the total cost of prescriptions issued within the same week?
    • GeorgeHerts
    • By GeorgeHerts 6th Nov 19, 9:15 AM
    • 8 Posts
    • 11 Thanks
    GeorgeHerts
    Housing and population
    Increasing supply (building more housing) is very expensive and environmentally damaging. Subsidies for "affordable" housing are inefficient, and very costly to the Treasury. Reducing demand seems the best way to bring prices down. What will you do to reverse UK's population growth so less housing is needed?
    • Lrain100
    • By Lrain100 6th Nov 19, 9:16 AM
    • 5 Posts
    • 2 Thanks
    Lrain100
    How do you propose to correct the housing crisis for both the homeless and for those who want to rent with the local authority. Not everyone can afford to buy, we need truly affordable housing for every budget.
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