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Pension beee etc....

Dandytf
Dandytf Posts: 5,073 Forumite
Part of the Furniture 1,000 Posts Name Dropper
in Pensions, annuities & retirement planning
Are apps such as Pension Bee safe to view 3 small pensions- one of which is active.
Whilst I can view each independently online.
One App sounds modern and convenient.
Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb

Comments

  • ffacoffipawb
    ffacoffipawb Posts: 3,593 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Dandytf wrote: »
    Are apps such as Pension Bee safe to view 3 small pensions- one of which is active.
    Whilst I can view each independently online.
    One App sounds modern and convenient.

    I can only see my minuscule Pension Bee pension in their app.
  • cloud_dog
    cloud_dog Posts: 6,401 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Dandytf wrote: »
    Are apps such as Pension Bee safe to view 3 small pensions- one of which is active.
    Whilst I can view each independently online.
    One App sounds modern and convenient.
    Why not just set up a consolidate view of your pensions in one of the many free portfolio sites...Morning Star, II, Trustnet, etc , etc
    Personal Responsibility - Sad but True :D

    Sometimes.... I am like a dog with a bone
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks mser's

    Pension bee is not for me as it requires old pensions to be transferred to their 'new fund'
    I initially thought they were offering a view all pensions app only.
    I'll maybe consider a free portfolio to bring in single view- this could take some time to decide.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • ffacoffipawb
    ffacoffipawb Posts: 3,593 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Dandytf wrote: »
    Thanks mser's

    Pension bee is not for me as it requires old pensions to be transferred to their 'new fund'
    I initially thought they were offering a view all pensions app only.
    I'll maybe consider a free portfolio to bring in single view- this could take some time to decide.

    You can transfer small pensions in, they are fine for this.

    I wouldn't give them my main pensions though, prefer AJ Bell Youinvest or Hargreaves Lansdown for my 2 main pensions. The former for my drawdown pot and the latter for my uncrystallised funds (AJ Bell don't keep crystallised and uncrystallised finds separate so you cannot invest them differently which is something I wanted to do).
  • JoeCrystal
    JoeCrystal Posts: 3,429 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Dandytf wrote: »
    Thanks mser's

    Pension bee is not for me as it requires old pensions to be transferred to their 'new fund'
    I initially thought they were offering a view all pensions app only.
    I'll maybe consider a free portfolio to bring in single view- this could take some time to decide.

    There is a plan afoot to have something like Pension Dashboard website in the future which may show all your pension schemes plus the State Pension. How far they got with it, I am not sure.
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks mser's

    Currently I can view three pensions online+Gov pension.
    Each from their own sites.
    Single view could have been convenient, though maybe I could manage my passwords better.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • ffacoffipawb
    ffacoffipawb Posts: 3,593 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Dandytf wrote: »
    Thanks mser's

    Currently I can view three pensions online+Gov pension.
    Each from their own sites.
    Single view could have been convenient, though maybe I could manage my passwords better.

    Pensions Dashboard may fix that. Probably take many years to get up and running though.

    Or just consolidate pensions to reduce their number.

    I have

    One DB in payment early
    One DB in deferment, GMP too big to take early
    One drawdown fund with AJ Bell Youinvest
    Uncrystallised fund with Hargreaves Lansdown
    Small crystallised fund with Hargreaves Lansdown
    Minuscule pension with Pension Bee, under £700, going to Hargreaves Lansdown at some point
    Ex employer DC with Aviva going to Hargreaves Lansdown at some point
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    <500 no idea which type I suspect DC.
    The recently mentioned DB-frozen-with previous employers
    DC -current employers -active @6% from salary-matched and I couldn't currently afford to raise above 6% so have chosen a couple of percent avc's-non matched obviously.

    I cannot afford to talk to an IFA if I were to consider consolidating those three funds.
    Plenty of control over current fund inc' choice of funds.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
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