We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Barclaycard refund for charges during BR
Brandnewstart79
Posts: 171 Forumite
Morning all,
I’ve had a cheque through for £619.01 this morning for charges whilst my account was open that shouldn’t have happened.
The final paragraph states the following:-
“Please note that you should think about your obligations under the term of your Bankruptcy regarding the refund amount”
I have been discharged since Aug 16 so is that quote indicating that if I was still BR I should inform the OR?
Regards
I’ve had a cheque through for £619.01 this morning for charges whilst my account was open that shouldn’t have happened.
The final paragraph states the following:-
“Please note that you should think about your obligations under the term of your Bankruptcy regarding the refund amount”
I have been discharged since Aug 16 so is that quote indicating that if I was still BR I should inform the OR?
Regards
0
Comments
-
It means you need to inform the OR regardless, if the refund stems from a pre BR event.0
-
Even though I’m no longer BR and my IPA has finished?0
-
Yes as you owe that money if the charges were for an account prior to completion of IPA.An answer isn't spam just because you don't like it......0
-
Yes. The best way to think about it is that up to the day of the BR order being signed all the finances that were yours are no longer yours and belong to the OR, both the debts and assets. Anything that happens as a result of things that occurred before the date of the bankruptcy is therefore the ORs in perpetuity.Brandnewstart79 wrote: »Even though I’m no longer BR and my IPA has finished?This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.7K Work, Benefits & Business
- 603.1K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards