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Perculiar employment history

My wife and I are about to start a mortgage application and due to her being made redundant last year, she took up an FTC position to keep an income. She’s been in her current fixed term contract since November and she is due to be there until March next year. I see in lending criteria that you either need to have been in your contract for 12 months or if it is less, you are required to have 6-24 months (depending on the lender) remaining on it. Does anyone know if lenders will factor in her permanent employment to top up the 2 years previous? All have been in the same industry. Thanks in advance.

Comments

  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Maybe one for a broker !
    A few years ago we applied to the Co-op an ethical lender so good job I worked in health care and not the munitions factory up the road.
    Funny thing was Co-op have lots of local stores that sell beer, fags and scratch cards/lottery.
    A few weeks later the trouble blew up about the chairman and drugs etc !
    So you may well need help to find the right lender
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