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  • FIRST POST
    • Crumble_
    • By Crumble_ 17th May 18, 8:56 PM
    • 34Posts
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    Crumble_
    Mortgage application and credit check
    • #1
    • 17th May 18, 8:56 PM
    Mortgage application and credit check 17th May 18 at 8:56 PM
    Does anybody know once you have submitted your mortgage application when the hard credit check is done?

    I have had my soft check done for affordability and now looking to get a home improvement loan. However I do not want the the loan hard check being done before the mortgage is complete.

    Many thanks.
Page 1
    • Thrugelmir
    • By Thrugelmir 17th May 18, 9:31 PM
    • 58,522 Posts
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    Thrugelmir
    • #2
    • 17th May 18, 9:31 PM
    • #2
    • 17th May 18, 9:31 PM
    Further checks are possible up to completion. Do not apply for additional credit during the process is the best advice. As your mortgage offer could be withdrawn.
    Financial disasters happen when the last person who can remember what went wrong last time has left the building.
    • Crumble_
    • By Crumble_ 24th May 18, 5:10 PM
    • 34 Posts
    • 9 Thanks
    Crumble_
    • #3
    • 24th May 18, 5:10 PM
    • #3
    • 24th May 18, 5:10 PM
    Santander have done their hard check now. Lost 31 points. How likely is it would they do another hard check and why would they if everything!!!8217;s gone through ticketyboo on the first check?
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