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    • MSE Karl
    • By MSE Karl 15th May 18, 2:08 PM
    • 69Posts
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    MSE Karl
    MSE Poll: Is it time to revalue Britainís council tax bands?
    • #1
    • 15th May 18, 2:08 PM
    MSE Poll: Is it time to revalue Britainís council tax bands? 15th May 18 at 2:08 PM
    Poll started 15 May 2018
    In England and Scotland your council tax band depends on your homeís value in 1991 (Wales 2005); when the last (and only) valuation was done.

    Itís likely 100,000s of homes are in the wrong band as drive-by 'second-gear valuations' were commonplace.

    However, redoing it would likely see widespread changes to valuations and risks of some paying substantially more (others less). Is it worth it? Some may argue the whole system should be scrapped, but thatís a different poll. SoÖ

    Please choose the option closest to your view:

    Did you vote? Are you surprised at the results so far? Have your say below. To see the results from last time, click here.

    If you haven't already, join the forum to reply.

    Thanks!


    This Forum tip was included in MoneySavingExpert.com's weekly email!
Page 1
    • MothballsWallet
    • By MothballsWallet 15th May 18, 6:14 PM
    • 12,307 Posts
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    MothballsWallet
    • #2
    • 15th May 18, 6:14 PM
    • #2
    • 15th May 18, 6:14 PM
    It would be better to define more bands for Council Tax: iirc, a Band H property's council tax is capped at 3x that for a Band A.

    It would also be better to require councils to offer 10 and 12 monthly payments by direct debit instead of just 10 "because that's what the law says and screw what will help our taxpayers."
    Always ask yourself one question: What would Gibbs do?

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    • CIS
    • By CIS 15th May 18, 6:26 PM
    • 10,497 Posts
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    CIS
    • #3
    • 15th May 18, 6:26 PM
    • #3
    • 15th May 18, 6:26 PM
    It would be better to define more bands for Council Tax: iirc, a Band H property's council tax is capped at 3x that for a Band A.

    It would also be better to require councils to offer 10 and 12 monthly payments by direct debit instead of just 10 "because that's what the law says and screw what will help our taxpayers."
    Originally posted by MothballsWallet
    Band H is fixed at 18/9ths of a Band D charge, 3 times that of the Band A (6/9ths). I agree that further bands are required above H (and even above the I that was introduced in Scotland)
    .
    For England offering payment over 12 instalments is a statutory requirement (although there is nothing to say that they have to allow so by DD). Scotland and Wales are unlikely to be forced in to any instalment schemes and any changes fall under their devolved powers.
    I no longer work in Council Tax Recovery but instead work as a self employed Council Tax specialist. My views are my own reading of the law and you should always check with the local authority in question.
    • Mrs Arcanum
    • By Mrs Arcanum 15th May 18, 7:13 PM
    • 17,296 Posts
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    Mrs Arcanum
    • #4
    • 15th May 18, 7:13 PM
    • #4
    • 15th May 18, 7:13 PM
    Houses have been improved and changed since the original bands were implemented.

    Even things like the location dictated the band. So now you have daft things like 3 bed houses in Band A because they were in a run-down area and had no indoor bathrooms, being done up and the area becoming sought after.
    ďWe put all our politicians in prison as soon as theyíre elected. Don't you?" "Why?Ē ďIt saves time.Ē - Terry Pratchett, The Last Continent.
    • One-Eye
    • By One-Eye 15th May 18, 8:54 PM
    • 41,746 Posts
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    One-Eye
    • #5
    • 15th May 18, 8:54 PM
    • #5
    • 15th May 18, 8:54 PM
    Band H is fixed at 18/9ths of a Band D charge, 3 times that of the Band A (6/9ths). I agree that further bands are required above H (and even above the I that was introduced in Scotland)
    Originally posted by CIS
    I also agree that several bands above H are required.

    Further bands are also badly needed at the bottom end of the scale. In some northern towns and cities around two thirds of all properties are band A. This means council tax operates like the hated Poll Tax (Community Charge) where almost everyone pays the same amount.

    Band A now contains properties that are STILL selling for around £40,000 and also properties that were valued at £39,500 in 1991 and now sell for over £180,000. Would you be happy that someone with a house worth 4.5x the value of yours pays the same amount of council tax?
    • Doc N
    • By Doc N 16th May 18, 8:45 AM
    • 6,666 Posts
    • 19,540 Thanks
    Doc N
    • #6
    • 16th May 18, 8:45 AM
    • #6
    • 16th May 18, 8:45 AM
    The fairest system was kicked into touch many years back - and probably the most (only?) sensible thing the Thatcher administration ever came up with - the Community Charge (aka Poll Tax).

    Large households with several earners would have paid their fair share of the associated costs - unlike now, when those large households pay no more than two adults pay.
    • Wizard of Id
    • By Wizard of Id 16th May 18, 10:52 AM
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    Wizard of Id
    • #7
    • 16th May 18, 10:52 AM
    • #7
    • 16th May 18, 10:52 AM
    I long for a return to the Poll Tax, I got a full 50% discount for being a single occupier rather than the 25% that I get with the council tax.
    Every man is innocent until proven broke.
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    • Mr Mann
    • By Mr Mann 16th May 18, 12:54 PM
    • 11 Posts
    • 8 Thanks
    Mr Mann
    • #8
    • 16th May 18, 12:54 PM
    • #8
    • 16th May 18, 12:54 PM
    No there doesn't need to be a revaluation of Council tax bands, this would be a waste of time and money. What we need is a fairer way of collecting taxes. As the value of a property doesn't reflect the owners ability to pay a local income related tax would be by far the best option.
    Second best would be a cap set to ensure that no one pays more than a set percentage (say 8 or 10%) of their take home pay or income on council tax. A cap is also needed to ensure that those whose income is below a certain level are exempt. For example ESA £6,000/ year. These people are supposed to be non tax payers but the government is shifting the collection of tax from Income tax and NI to Council tax so those with the lowest incomes are hit the hardest. The burden of tax is moving from the tax payer to the non tax payer, and non tax payers are usually non tax payers because they have a low income.
    There are other inequalities that need ironing out too. For example single occupiers should receive a 50% discount not 25%, currently they are subsiding everyone else. And those with certain mental health problems are currently exempt from having to pay as they are unable earn an income yet those with physical health problems so also not able to work or earn an income do have to pay, without any discount. That's unfair. This can easily mean loosing £1,000 (band A) or more for higher bands from a benefit of under £6,000 to start with.
    Lastly everyone within a local council district should pay the same. Currently the system is again deeply unfair, even laughable. The amount charged depends where parish boundaries fall and as towns and villages have grown over the years that often means that neighbours can be paying significantly different amounts for the same services. Differences can easily be £140 or more for people who share the same town and facilities. This needs to change. Theresa May keeps saying her election mantra of 'A fairer Britain that works for all' so where is it and how is she doing it |? Benefits frozen since 2014 whilst living costs rise, council tax up etc etc etc. Just words Theresa.
    Last edited by Mr Mann; 16-05-2018 at 1:00 PM. Reason: omition
    • bob6000bob
    • By bob6000bob 16th May 18, 2:04 PM
    • 7 Posts
    • 3 Thanks
    bob6000bob
    • #9
    • 16th May 18, 2:04 PM
    Council Tax Revaluation - why bother
    • #9
    • 16th May 18, 2:04 PM
    I sort of assume that everyone who has ticked "yes - revalue" is labouring under the assumption that they personally would see their own council tax reduce. I don't see why that would be likely.

    I don't see the point in going to the time and expense of property revaluation for council tax when fundamentally it seems such a dubious system for the basis of a local council budget.

    Given that property prices will have all risen since 1991 then if we revalue properties but don't change the boundaries for banding, all that will happen is that everyone will see their council tax band increase by similar amounts. We wouldn't accept that Councils should charge every single household more just because of a property revaluation, so they would need to muck about with the amounts that they actually charge to try and ensure a broadly neutral impact of the measure. This would just be a big waste of time and money as would dealing with the flood of appeals which would invariably follow.

    I would rather see the money/effort put into identifying a credible alternative system for funding local councils.
    • NBLondon
    • By NBLondon 17th May 18, 8:45 AM
    • 1,773 Posts
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    NBLondon
    Nope - I'm with the Doc on this one. The Community Charge was the fairest (or at least the least unfair) principle but it got shouted down by public opinion and the politics of envy. I remember the argument being led by "It's not based on the ability to pay!" So should the supermarkets start charging different prices for bread then?

    The link between the nominal value of the house and the occupants ability to pay is loose, outdated and massively distorted by the housing market in many areas. My house is worth 4x what it was when I bought it - has my salary improved 4 times? No. Have the services provided by the council improved 4x? Hell No!

    Local Income Tax might work - if it's transparent and has a link to both the services provided/consumed. Which would in turn create a better turnout at local elections.
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    • happyinflorida
    • By happyinflorida 17th May 18, 8:48 AM
    • 695 Posts
    • 587 Thanks
    happyinflorida
    We don't have a fair system for anything in this country where the rich are involved, everything is aimed at reducing their outgoings due to the conservatives and lib dems only working for the 1% - they might say differently but actions speak louder than words.
    Any change in our council tax bills is not going to reduce our outgoings for anyone.
    The only change I would want to see is one where the million pound houses etc have new, higher council tax charges made - that would be fair but it won't happen will it.
    • facade
    • By facade 17th May 18, 6:43 PM
    • 3,157 Posts
    • 1,659 Thanks
    facade
    I notice from the results that it seems to be the under 45s who want a revaluation.
    Can it be that those of us who are cynical with age realise all that will happen iswe will simply end up paying more, whereas the under 45s are thinking that it is "unfair" somehow that other people seem to be paying less than they feel is right- so what?


    You should always be careful what you wish for........
    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science )
    • indesisiv
    • By indesisiv 18th May 18, 9:03 AM
    • 5,663 Posts
    • 18,660 Thanks
    indesisiv
    I notice from the results that it seems to be the under 45s who want a revaluation.
    Can it be that those of us who are cynical with age realise all that will happen iswe will simply end up paying more, whereas the under 45s are thinking that it is "unfair" somehow that other people seem to be paying less than they feel is right- so what?

    You should always be careful what you wish for........
    Originally posted by facade
    I don't see how my house can be anything other than band a. My house is still worth exactly the same as when I bought it, hence a reevaluation of prices wouldn't bother me in the least.

    However I would also like a change to a personal charge as that would save me money.
    I don't see why I should have to pay virtually the same as my neighbours who have 4 adults there. I don't fill my bins etc each week so only put them out like once a month, other than when my neighbours borrow them and fill them up.
    ďTime is intended to be spent, not savedĒ - Alfred Wainwright
    • Tom99
    • By Tom99 18th May 18, 9:18 AM
    • 2,082 Posts
    • 1,400 Thanks
    Tom99
    If you accept that Council Tax is a tax based on property value then it makes no sense at all to base that tax on values which are 27 years out of date.
    However no government would order a revaluation because it would be a vote loser, because those who think they might be worse off will shout the loudest like they did in 2005 when the then nearly completed revaluation was cancelled.
    • facade
    • By facade 19th May 18, 9:26 AM
    • 3,157 Posts
    • 1,659 Thanks
    facade
    I don't see how my house can be anything other than band a.
    Originally posted by indesisiv

    You seriously think that anything with a roof that isn't multi-dwelling will stay in band A?


    I live in a shanty and it is band B, I'd better take the new polythene sheet off the roof, and get the settee and a load of scrap in the garden before they come round to re-value.
    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science )
    • Coveredinbees!!!!
    • By Coveredinbees!!!! 22nd May 18, 8:07 AM
    • 3,166 Posts
    • 1,959 Thanks
    Coveredinbees!!!!
    the price will only go up so leave it alone or scrap it and come up with some thing fairer.

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