well i did the experian thing and the moneysavingexpert thing also...
didn't try the other 2.
Well as for Applying to more than 2 lenders - I did some research into this and i don't think its accurate - the systems are clever enough to distinguish between someone shopping around for a loan rate, or whether they are seeking funds because they are in trouble.
If i've been firing away say 6 applications in last 3 hours, it shouldn't affect the rating.
I will find the source for that info, read it somewhere in an article....
on the flip side many articles also say this:
"If you make several applications for credit in a short period of time, this may have an even greater impact on your credit score. This is because having several hard searches carried out in quick succession may appear to anyone looking at your credit report that you!!!8217;re desperate for credit, or that you!!!8217;re suddenly struggling with your current debt."
which i don't get, because how else are you supposed to shop around for the best quote?