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Bank of Ireland

Hi all,

Just after a bit of help from anyone that might have a Bank of Ireland mortgage and that understands how overpayments work as I find their wording confusing.

Its like they don't want me to pay off my mortgage early :think:

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lenders cannot change the contractual term of your mortgage without your permission and conducting an affordability assessment. There's nothing to stop you from overpaying though within allowable limits and reducing the amount of interest you'll ultimately pay.
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