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  • FIRST POST
    • Shey
    • By Shey 17th Apr 18, 5:25 PM
    • 7Posts
    • 14Thanks
    Shey
    An Update... On a det free wannabe
    • #1
    • 17th Apr 18, 5:25 PM
    An Update... On a det free wannabe 17th Apr 18 at 5:25 PM
    Firslty I would like to show you what I wrote on 14th April 2017 in a previous post:

    ''I am 23 years old and in approx 7,000 worth of debt. Funny enough I always was so good with money... until I got my first student overdraft and got my first ever credit card.... 3,000 is overdraft, 700 on credit card, 2,600 in parking tickets and 1,000 in rent arrears later and I'm here typing on debt free diaries. As you can see my finances are an absolute mess. What hurts the most is that the parking tickets are approx 20 private land parking tickets that are now being enforced outside of my house and have been smacked on me even though I live on the estate! Me and many neighbours are trying to fight this but I'm unsure whether we will be successful. I'm even thinking of getting a solicitor but if I loose this could only add to my awful debt! And since the beginning of 2017 all i have really done is cry about it and all my other debt! Now I'm looking to get myself in shape and face my fears and tackle this once and for all. I'm still a student studying my masters at the moment so I can't work full time but I'm hoping being on debt free diaries will give me the courage and motivation I'm going to need on this journey and to also realise I'm not the only one! Onwards and upwards! ''

    An update to this!

    Hi All! Today is 17/04/2018. A year since I posted. I just want to update you all and let you know that I have paid off all 2600 in parking tickets. My credit card is now down to 400 and my overdraft is now down to 1500. I have 300 left to pay of my rent arrears too. I AM SO PROUD OF MYSELF. It has been the biggest struggle but I changed my mindset completely and decreased the amount of money considerably. I still need to pay some more things but after getting myself an amazing graduate job that starts this coming June I know that I will be able to do this. My stress levels and minimal and I just want to post this to let everyone know that it IS POSSIBLE to get your finances under control.
Page 1
    • onedaysomeday
    • By onedaysomeday 17th Apr 18, 5:41 PM
    • 560 Posts
    • 818 Thanks
    onedaysomeday
    • #2
    • 17th Apr 18, 5:41 PM
    • #2
    • 17th Apr 18, 5:41 PM
    Well done xx
    • fatrab
    • By fatrab 17th Apr 18, 7:04 PM
    • 908 Posts
    • 3,239 Thanks
    fatrab
    • #3
    • 17th Apr 18, 7:04 PM
    • #3
    • 17th Apr 18, 7:04 PM
    Brilliant! Great news. Well done!
    You can have results or excuses, but not both.
    Challenge - be 14 Stone BY XMAS!

    • datlex
    • By datlex 17th Apr 18, 9:13 PM
    • 1,771 Posts
    • 1,671 Thanks
    datlex
    • #4
    • 17th Apr 18, 9:13 PM
    • #4
    • 17th Apr 18, 9:13 PM
    Well done. Though I thought you were fighting the parking charges given it is where you live? Did they not give you a means of parking, even if you had to pay for a permit?
    • zippygeorgeandben
    • By zippygeorgeandben 17th Apr 18, 11:01 PM
    • 912 Posts
    • 1,241 Thanks
    zippygeorgeandben
    • #5
    • 17th Apr 18, 11:01 PM
    • #5
    • 17th Apr 18, 11:01 PM
    Fantastic news!
    End Sep 2016 End August 2018
    8236.57 0
    (Tesco 4.8%) 0pcm
    6185.75 0 (Zopa 4.0%) 0pcm

    5344.50
    0 (Sainsburys 0%) 0pcm
    2000.00 0 (Sister 0%) 0pcm

    Total debt
    19.766.82 0 Original DFD May 2019.
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