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Father died - State Pension/SERPS entitlement of his spouse (mother)
TrickyDicky101
Posts: 3,534 Forumite
I have asked this before but it felt a lot more theoretical at the time given my father hadn't died. Unfortunately he passed away this week.
He was just shy of his 77th birthday and was in receipt of his State Pension and a SERPS element. I *believe* this was (in total) approximately £10k pa (may be different from this - I have not yet confirmed).
My mother (73) is also in receipt of a State Pension but this is only c.£3.4k pa.
In addition my father had an occupational (defined benefit) pension of a further c.£11k pa. He also had a pension pot in flexible drawdown.
Will my mother be entitled to any of his State Pension? (not the occupational pension - I know the spousal benefit flowing from that; not the pension pot either as I know what happens to that).
Because the SP + SERPS formed a fairly big chunk of his retirement income (and because my mother only receives a relatively small SP) it would be good if she is entitled to any amount of it now he has died.
If I need to provide any further details please let me know.
Also, I have used the Government's TellUsOnce service to inform the DWP of my father's death - if my mother will get any part of his SP/SERPS will they process this automatically or will she need to specifically claim it?
Many thanks for any and all replies.
He was just shy of his 77th birthday and was in receipt of his State Pension and a SERPS element. I *believe* this was (in total) approximately £10k pa (may be different from this - I have not yet confirmed).
My mother (73) is also in receipt of a State Pension but this is only c.£3.4k pa.
In addition my father had an occupational (defined benefit) pension of a further c.£11k pa. He also had a pension pot in flexible drawdown.
Will my mother be entitled to any of his State Pension? (not the occupational pension - I know the spousal benefit flowing from that; not the pension pot either as I know what happens to that).
Because the SP + SERPS formed a fairly big chunk of his retirement income (and because my mother only receives a relatively small SP) it would be good if she is entitled to any amount of it now he has died.
If I need to provide any further details please let me know.
Also, I have used the Government's TellUsOnce service to inform the DWP of my father's death - if my mother will get any part of his SP/SERPS will they process this automatically or will she need to specifically claim it?
Many thanks for any and all replies.
0
Comments
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Yes she should be entitled to a proportion of his additional state pension. See:-
https://www.gov.uk/additional-state-pension/inheriting
Additionally I believe that she may be entitled to an increased basic state pension based on his contributions. See:-
https://www.gov.uk/state-pension/inheritance0 -
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Thank you both -much appreciated. I will contact the DWP.0
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