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  • FIRST POST
    • MSE Nick T
    • By MSE Nick T 13th Apr 18, 4:03 PM
    • 11Posts
    • 9Thanks
    MSE Nick T
    MoneySaving horror stories...
    • #1
    • 13th Apr 18, 4:03 PM
    MoneySaving horror stories... 13th Apr 18 at 4:03 PM
    As it's Friday 13th, we thought we'd ask about any MoneySaving horror stories you may have?
Page 1
    • DrSpendLittle
    • By DrSpendLittle 13th Apr 18, 5:16 PM
    • 293 Posts
    • 997 Thanks
    DrSpendLittle
    • #2
    • 13th Apr 18, 5:16 PM
    • #2
    • 13th Apr 18, 5:16 PM
    We can all recount the horror of the moment when the penny finally drops and we realise the amount of debt we're in is actually unsustainable. It's the moment that precedes our light bulb moment. It's pretty horrific.

    That, and car insurance renewal quotes!!! Now they ARE horrific
    Since 1st September 2017
    CC1: £paid off/£1,253.73 | CC2: £2,529.99/£9,124.15 | CC3: £paid off/£312.34 | Car Finance: £1,263.28/£1,894.92
    Emergency Fund: £329.81/£500 (65.96%) | Total Debt Repayments: £5,359.34/£12,585.14 (42.58%) | LBM Debt Exposure: £13,915.17 | Average Monthly Repayment: £836.17 | Outstanding Debt: £7,225.80 | DFD: 30/09/18
    • Sharon87
    • By Sharon87 13th Apr 18, 11:38 PM
    • 3,534 Posts
    • 3,008 Thanks
    Sharon87
    • #3
    • 13th Apr 18, 11:38 PM
    • #3
    • 13th Apr 18, 11:38 PM
    The moment you check your flights and realise you bought the return for the wrong month! (damn February and March having the same days/dates on non leap years!). Then finding out you have to pay £600 to change the flights to the right date!
    • Lorian
    • By Lorian 13th Apr 18, 11:46 PM
    • 4,303 Posts
    • 2,432 Thanks
    Lorian
    • #4
    • 13th Apr 18, 11:46 PM
    • #4
    • 13th Apr 18, 11:46 PM
    You log on to the MSE forum and find 50% of the posts are spammed scam phone numbers.
    • Savvy_Sue
    • By Savvy_Sue 14th Apr 18, 12:06 AM
    • 38,380 Posts
    • 34,981 Thanks
    Savvy_Sue
    • #5
    • 14th Apr 18, 12:06 AM
    • #5
    • 14th Apr 18, 12:06 AM
    The moment you check your flights and realise you bought the return for the wrong month! (damn February and March having the same days/dates on non leap years!). Then finding out you have to pay £600 to change the flights to the right date!
    Originally posted by Sharon87
    I am so glad I am not the only one who's done this ...
    Still knitting!
    Completed: 1 adult cardigan, 3 baby jumpers, 3 shawls, 1 sweat band, 3 pairs baby bootees,
    1 Wise Man Knitivity figure + 1 sheep, 2 pairs socks, 2 hats 2 balaclavas for seamen, 1 balaclava for myself ...
    Current projects: Poppies, mohair cardigan pattern on order...
    • fatrab
    • By fatrab 14th Apr 18, 7:09 AM
    • 736 Posts
    • 1,573 Thanks
    fatrab
    • #6
    • 14th Apr 18, 7:09 AM
    • #6
    • 14th Apr 18, 7:09 AM
    Boy buys £25,000 car, adds £4000 of options, spends £10,000 on modifications, car develops fault, spends £3000 removing modifications, car repaired under warranty, car breaks down a further 4 times, car has engine replaced under warranty, boy sells car due to no faith in reliability, boy loses £18,000.

    Boy learns lesson (eventually), joins MSE forum, gets great advice and lives happily ever after.....

    True story, happened to "a friend"......
    Last edited by fatrab; 14-04-2018 at 7:18 AM.
    You can have results or excuses, but not both.
    Wannabe debt free by Dec 2022 - Wannalose 3st in the process - 1st 11lb lost so far
    April's Goals - 15/21 NSD - 15/20 Lunches - 20/28 AFD - 21/31 TAFD (take away free days)
    31 x £2 coins (#32)
    • Sea Shell
    • By Sea Shell 14th Apr 18, 7:26 AM
    • 675 Posts
    • 892 Thanks
    Sea Shell
    • #7
    • 14th Apr 18, 7:26 AM
    • #7
    • 14th Apr 18, 7:26 AM
    Elderly mum cashes in her life savings and sends it to her dodgy relative in Puerto Rico......oops no, I'm muddling myself up with someone else!!!!
    " That pound I saved yesterday, is a pound I don't have to earn tomorrow "
    • tlc678910
    • By tlc678910 15th Apr 18, 2:19 AM
    • 518 Posts
    • 892 Thanks
    tlc678910
    • #8
    • 15th Apr 18, 2:19 AM
    • #8
    • 15th Apr 18, 2:19 AM
    Having to pay for a tank of the "wrong" fuel and a mechanic to drain it out before filling up again with the right fuel.
    • pennystretcher
    • By pennystretcher 15th Apr 18, 7:26 AM
    • 384 Posts
    • 1,442 Thanks
    pennystretcher
    • #9
    • 15th Apr 18, 7:26 AM
    • #9
    • 15th Apr 18, 7:26 AM
    Spotting a great rate in Icesave and dumping money into it, only for the bank AND the whole country to go belly up...
    Mortgage free
    • ViolaLass
    • By ViolaLass 15th Apr 18, 7:59 PM
    • 5,296 Posts
    • 7,323 Thanks
    ViolaLass
    Not spending a little bit extra on holiday to do something fun because I was so tight with money back then. Getting home and realising that, sure, I had the £20 but if I ever wanted to go and do that thing again (visit a certain museum) it was going to cost me a lot more since I was no longer in situ.

    So now I allow for a bit of frivolity when I travel. It doesn't cost me much more in the grand scheme of things and it's a LOT more fun.

    Price v value, innit.
    • Mnd
    • By Mnd 16th Apr 18, 11:14 AM
    • 469 Posts
    • 535 Thanks
    Mnd
    Buying 2 sofas which did fit in the room, but then no room for any people!
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