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Hi,
First off, Moorcroft are debt collectors, certainly not bayliffs.
Are you positive this was about the same issue ?
Moorcroft use self employed collectors, just normal people with no more power than next doors cat, you do not have to speak to them, or engage with them in any way, they normally use them in towns/cities where a lot of clients can be visited at once, as they get paid by results.
If they dont get money out of you, then they dont get paid, thats why he was a bit enthusiastic about making contact with you.
Calling himself a bayliffe is a big no no, exaggerating his powers, Id slap a written complaint into Moorcroft about this fellow, and insist on no further contact from them unless they prove liability for the debt.
Originally posted by sourcrates
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Thank you.
Yes there’s nothing else it could be.
Do I write a letter to Moorcroft asking for proof that I owe the debt?
There is a good chance it would be statute barred as if it was my debt I haven’t had credit or acknowledged anything for 8 years.
It’s not on my file etc?
Can they do credit search on me whenever they feel like it?
Thank you.