Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • fermi
    • By fermi 29th Jan 18, 9:23 AM
    • 39,455Posts
    • 47,485Thanks
    fermi
    Notice to Newcomers (re Trolls) ~ Part 16
    • #1
    • 29th Jan 18, 9:23 AM
    Notice to Newcomers (re Trolls) ~ Part 16 29th Jan 18 at 9:23 AM
    Quoting IF's great 1st post from previous threads

    Hi and welcome to the DFW (Debt-Free Wannabe) Board

    Every now and then we have had a number of offensive and insensitive comments made on the DFW board.

    What do we mean by this?
    A person that posts deliberately provocative, nasty or hurtful comments on threads is know as a Troll. They may be a person with no previous connection to the board, someone that has created a pseudonym to get their point made or a poster who has been a member here for a long time.
    If you should get such a comment made on any thread you post, please realise this comment is not directed at you personally so please ignore these nasty comments and continue to post here as normal because the majority of us really are a lovely bunch – ooops, modesty! That said there are different writing styles; some brief and some harsh but helpful. If you happen to read them when you are not going through such an emotional time, you may find you are not as offended. So if they have upset you please try not to respond angrily. Most people are simply trying to help.

    What should I do if I get a comment made on my thread?
    Firstly do not respond to the comment as this is invariably what the troll wants.
    To get rid of the offending post, click on the “Report” icon at the bottom of their post, as shown below:

    or

    Fill in the form which will alert the MSE team, who will then review its content and deal with it as appropriate; sometimes even deleting the Poster by making their status PPR’d (Posting Privileges Removed). Remember, this site is an asset to so many people, especially those that feels like their world is falling in around them. There is a wealth of knowledgeable people here all willing to help, whatever you do, do not let the comments of one silly individual deter you from availing yourself of the knowledge base that is on offer here.

    PLEASE DO NOT LEAVE THE FORUM

    It is testament to the work that Martin has done and continues to do that so many people give their time, knowledge and experience freely to others; without judgement, to lift people out of the depths of their debt crisis


    PLEASE DO NOT LET THE ACTIONS OF THE MINORITY RUIN THAT
    I'm a Board Guide on the Debt-Free Wannabe, Bankruptcy, Credit Cards and Loans boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Any views are mine and not the official line of moneysavingexpert.com. Board guides are not moderators. If you spot an inappropriate or illegal post then please report it to forumteam@moneysavingexpert.com

    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
Page 1
    • fermi
    • By fermi 29th Jan 18, 9:23 AM
    • 39,455 Posts
    • 47,485 Thanks
    fermi
    • #2
    • 29th Jan 18, 9:23 AM
    • #2
    • 29th Jan 18, 9:23 AM
    Placeholder post for extra useful links
    I'm a Board Guide on the Debt-Free Wannabe, Bankruptcy, Credit Cards and Loans boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Any views are mine and not the official line of moneysavingexpert.com. Board guides are not moderators. If you spot an inappropriate or illegal post then please report it to forumteam@moneysavingexpert.com

    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
    • Growurown
    • By Growurown 29th Jan 18, 12:38 PM
    • 4,674 Posts
    • 15,152 Thanks
    Growurown
    • #3
    • 29th Jan 18, 12:38 PM
    • #3
    • 29th Jan 18, 12:38 PM
    Oooh a shiny new thread, let's hope we can get some more posters to keep this important message going
    DMP Mutual Support Thread No. 421

    Debt free date 25/11/2015 - Made It!
    • Growurown
    • By Growurown 4th Feb 18, 9:13 PM
    • 4,674 Posts
    • 15,152 Thanks
    Growurown
    • #4
    • 4th Feb 18, 9:13 PM
    • #4
    • 4th Feb 18, 9:13 PM
    Evening everyone, has there been no spam around?
    DMP Mutual Support Thread No. 421

    Debt free date 25/11/2015 - Made It!
    • sourcrates
    • By sourcrates 4th Feb 18, 9:14 PM
    • 14,018 Posts
    • 13,278 Thanks
    sourcrates
    • #5
    • 4th Feb 18, 9:14 PM
    • #5
    • 4th Feb 18, 9:14 PM
    Evening everyone, has there been no spam around?
    Originally posted by Growurown
    Zonked them all mate, new super spam gun developed !!!
    I'm a Board Guide on the Debt-Free Wannabe, Credit File And Ratings, and
    Bankruptcy And Living With It, boards. "I volunteer to help get your forum questions answered and keep the forum running smoothly".
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.

    For free debt advice, contact either : Stepchange, National Debtline, or, CAB.
    For Free Legal advice see : http://legalbeagles.info/
    • Growurown
    • By Growurown 6th Feb 18, 9:29 PM
    • 4,674 Posts
    • 15,152 Thanks
    Growurown
    • #6
    • 6th Feb 18, 9:29 PM
    • #6
    • 6th Feb 18, 9:29 PM
    Zonked them all mate, new super spam gun developed !!!
    Originally posted by sourcrates
    Brill! Now what about something to deal with the trolls
    DMP Mutual Support Thread No. 421

    Debt free date 25/11/2015 - Made It!
    • sourcrates
    • By sourcrates 6th Feb 18, 9:33 PM
    • 14,018 Posts
    • 13,278 Thanks
    sourcrates
    • #7
    • 6th Feb 18, 9:33 PM
    • #7
    • 6th Feb 18, 9:33 PM
    Brill! Now what about something to deal with the trolls
    Originally posted by Growurown
    We have a Fermi for that lol
    I'm a Board Guide on the Debt-Free Wannabe, Credit File And Ratings, and
    Bankruptcy And Living With It, boards. "I volunteer to help get your forum questions answered and keep the forum running smoothly".
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.

    For free debt advice, contact either : Stepchange, National Debtline, or, CAB.
    For Free Legal advice see : http://legalbeagles.info/
    • Growurown
    • By Growurown 10th Feb 18, 8:02 PM
    • 4,674 Posts
    • 15,152 Thanks
    Growurown
    • #8
    • 10th Feb 18, 8:02 PM
    • #8
    • 10th Feb 18, 8:02 PM
    We have a Fermi for that lol
    Originally posted by sourcrates
    Ha ha yes I didn’t think of that!

    Have a good weekend all
    DMP Mutual Support Thread No. 421

    Debt free date 25/11/2015 - Made It!
    • sourcrates
    • By sourcrates 10th Feb 18, 10:04 PM
    • 14,018 Posts
    • 13,278 Thanks
    sourcrates
    • #9
    • 10th Feb 18, 10:04 PM
    • #9
    • 10th Feb 18, 10:04 PM
    Ha ha yes I didn’t think of that!

    Have a good weekend all
    Originally posted by Growurown
    You too, whatever happened to the Bear ???
    I'm a Board Guide on the Debt-Free Wannabe, Credit File And Ratings, and
    Bankruptcy And Living With It, boards. "I volunteer to help get your forum questions answered and keep the forum running smoothly".
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.

    For free debt advice, contact either : Stepchange, National Debtline, or, CAB.
    For Free Legal advice see : http://legalbeagles.info/
    • Growurown
    • By Growurown 18th Feb 18, 5:43 PM
    • 4,674 Posts
    • 15,152 Thanks
    Growurown
    Afternoon folks, hope everyone is having a good weekend.

    You too, whatever happened to the Bear ???
    Originally posted by sourcrates
    I don't know, probably very busy looking for honey to eat
    DMP Mutual Support Thread No. 421

    Debt free date 25/11/2015 - Made It!
    • Growurown
    • By Growurown 26th Feb 18, 7:24 PM
    • 4,674 Posts
    • 15,152 Thanks
    Growurown


    Evening folks, looks like snow is coming, already arrived in some places by the looks of it. It's pretty cold out there.

    DMP Mutual Support Thread No. 421

    Debt free date 25/11/2015 - Made It!
    • sourcrates
    • By sourcrates 26th Feb 18, 9:32 PM
    • 14,018 Posts
    • 13,278 Thanks
    sourcrates


    Evening folks, looks like snow is coming, already arrived in some places by the looks of it. It's pretty cold out there.

    Originally posted by Growurown
    It is bitter out, better go get your bread and milk while you can lol !!!
    I'm a Board Guide on the Debt-Free Wannabe, Credit File And Ratings, and
    Bankruptcy And Living With It, boards. "I volunteer to help get your forum questions answered and keep the forum running smoothly".
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.

    For free debt advice, contact either : Stepchange, National Debtline, or, CAB.
    For Free Legal advice see : http://legalbeagles.info/
    • Growurown
    • By Growurown 1st Mar 18, 12:44 PM
    • 4,674 Posts
    • 15,152 Thanks
    Growurown
    Afternoon all.

    It is bitter out, better go get your bread and milk while you can lol !!!
    Originally posted by sourcrates
    I had to go out last night so thought I would pop into the shop on the way. Well I've never seen anything like it. There was no bread, milk or eggs, the meat, fruit and veg aisles were virtually empty, but there was plenty of dog food, which is what I went in for! Got to keep my doggies happy
    DMP Mutual Support Thread No. 421

    Debt free date 25/11/2015 - Made It!
    • sourcrates
    • By sourcrates 2nd Mar 18, 12:01 AM
    • 14,018 Posts
    • 13,278 Thanks
    sourcrates
    Worlds gone mad !!!

    Think people have forgotten that winter can be unpredictable, and occasionally there will be blizzards and chill factor to contend with !!
    Last edited by sourcrates; 02-03-2018 at 12:22 AM.
    I'm a Board Guide on the Debt-Free Wannabe, Credit File And Ratings, and
    Bankruptcy And Living With It, boards. "I volunteer to help get your forum questions answered and keep the forum running smoothly".
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.

    For free debt advice, contact either : Stepchange, National Debtline, or, CAB.
    For Free Legal advice see : http://legalbeagles.info/
    • Growurown
    • By Growurown 2nd Mar 18, 4:16 PM
    • 4,674 Posts
    • 15,152 Thanks
    Growurown
    Afternoon people, lots of snow here in Monmouthshire!

    Worlds gone mad !!!

    Think people have forgotten that winter can be unpredictable, and occasionally there will be blizzards and chill factor to contend with !!
    Originally posted by sourcrates
    Yes indeed, I always keep some emergency milk supplies, just in case. I can do without most things but I do need my cuppa in the morning
    DMP Mutual Support Thread No. 421

    Debt free date 25/11/2015 - Made It!
    • Elliesmum
    • By Elliesmum 4th Mar 18, 1:11 AM
    • 1,475 Posts
    • 1,781 Thanks
    Elliesmum
    Hi

    Do we keep this thread going by just posting on it?

    If so, I'm here to help.

    I don't like those under-bridge dwellers either

    HTH

    Em x
    You can discover more about a person in an hour of play than in a year of conversation.
    Plato Make £2018 in 2018 no. 37 - total = £1626.25/£2018
    • sourcrates
    • By sourcrates 4th Mar 18, 12:07 PM
    • 14,018 Posts
    • 13,278 Thanks
    sourcrates
    Hi

    Do we keep this thread going by just posting on it?

    If so, I'm here to help.

    I don't like those under-bridge dwellers either

    HTH

    Em x
    Originally posted by Elliesmum
    Got it in one Elliesmum, got it in one !!
    I'm a Board Guide on the Debt-Free Wannabe, Credit File And Ratings, and
    Bankruptcy And Living With It, boards. "I volunteer to help get your forum questions answered and keep the forum running smoothly".
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to forumteam@moneysavingexpert.com. Any views are mine and not the official line of MoneySavingExpert.com.

    For free debt advice, contact either : Stepchange, National Debtline, or, CAB.
    For Free Legal advice see : http://legalbeagles.info/
    • Elliesmum
    • By Elliesmum 4th Mar 18, 12:15 PM
    • 1,475 Posts
    • 1,781 Thanks
    Elliesmum
    Hi

    My milk supply is getting low, but I bought a mahoooosive bag of dog food the other day so my doggies are happy too.

    EM x
    You can discover more about a person in an hour of play than in a year of conversation.
    Plato Make £2018 in 2018 no. 37 - total = £1626.25/£2018
    • Elliesmum
    • By Elliesmum 23rd Mar 18, 11:38 PM
    • 1,475 Posts
    • 1,781 Thanks
    Elliesmum
    Bump bump

    EM x
    You can discover more about a person in an hour of play than in a year of conversation.
    Plato Make £2018 in 2018 no. 37 - total = £1626.25/£2018
    • Growurown
    • By Growurown 12th Apr 18, 8:14 PM
    • 4,674 Posts
    • 15,152 Thanks
    Growurown
    Evening Elliesmum, it would be nice to keep this thread going but a lot of the regular posters have fallen off the edge of the world! Me included! I have been busy moving house, well in the process of so I am a bit cream crackered!
    DMP Mutual Support Thread No. 421

    Debt free date 25/11/2015 - Made It!
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,102Posts Today

8,035Users online

Martin's Twitter
  • It's the start of mini MSE's half term. In order to be the best daddy possible, Im stopping work and going off line? https://t.co/kwjvtd75YU

  • RT @shellsince1982: @MartinSLewis thanx to your email I have just saved myself £222 by taking a SIM only deal for £7.50 a month and keeping?

  • Today's Friday twitter poll: An important question, building on yesterday's important discussions: Which is the best bit of the pizza...

  • Follow Martin