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    • woodfired
    • By woodfired 7th Nov 17, 7:50 PM
    • 81Posts
    • 265Thanks
    woodfired
    Light the fire...
    • #1
    • 7th Nov 17, 7:50 PM
    Light the fire... 7th Nov 17 at 7:50 PM
    Hi All

    After lurking for a few years and having been inspired by lots of the amazing stories on this board I have decided that its time to join in and post my (our) journey.

    I am a mum of two (DD is 8, DS is 3) and have been married to my lovely DH for 10 years.
    We moved into our current house 4 years ago. We paid £150k for it and spent around £85k re-modelling and extending. Its now valued at around £300k with a mortgage of £135 900 outstanding, current term is 22 years 5 months. TBH the mortgage is only this high as we released £100k of equity to purchase a business 7 years ago. Said business is still going strong but there are changes afoot which I will explain later.

    Anyway the plan is to attempt to pay of the mortgage and business loan (£83k) in 10 years so that we can both work part time in our little shop and enjoy a bit more freedom. I think this target is realistic but hope to shave even more off this timeframe with the help of you lovely people!

    Thanks for reading
    Woodfired.x
Page 3
    • woodfired
    • By woodfired 1st Mar 18, 1:41 PM
    • 81 Posts
    • 265 Thanks
    woodfired
    Ventured out to our shop for cat food, ended up helping out serving for an hour as it was so busy! The village is virtually snowed in so everybody is relying on us for supplies! Thankfully our main order made it through as did our local butchers with the sausage delivery, however, it's not looking too promising for the bread delivery which is the main thing people want in the snow!

    Back home now in the warm, all fed including Puss Cat. No work for me at all today, too dangerous to drive. Contemplating making some bread to dunk in the stew later but do have a large baguette that needs eating plus potatoes and dumplings in the stew so probably ok for carbs . I think its the weather, it makes me want to hunker down and bake/cook and then eat it all......
    • woodfired
    • By woodfired 7th Mar 18, 1:38 PM
    • 81 Posts
    • 265 Thanks
    woodfired
    What a difference a week makes in terms of the weather! A mild spring-like day here so I have taken advantage and just completed a 5.5 mile walk/jog around the hills. Tired now but feeling better for it and hopefully this will kick start my "lose 1st" resolution.

    Lots of financials happening at the moment. I completed my VAT return this morning to find we are due a refund of almost £1500 which was a lovely surprise.
    The CC statement is in, hotel was within a pound of my calculations (paid in Euros) so all budgeted for and ready to be paid in full next week. I have also paid my PAYE and sent some money to the parent pay account for school lunches etc. This only leaves the accountant to pay and we are totally up to date on everything bar the flights for summer (on my 0% CC). I will start to chip away at the flights over the next few weeks and start saving some spending money too. Feeling very positive though at the moment on the money front.

    I kept the food shopping really low this week as I wanted to use up some stocks. I used a pack of YS mince in cottage pie on Sunday ready for Mon/Tue dinners when straight in from work. One portion left over too for lunch tomorrow. I have also just used up a jar of Thai red curry sauce that has been sat in the cupboard for months. Popped it in a pan with a jar full of water, some veg and frozen white fish and prawns. Bunged in some noodles that had been lounging in the cupboard (with the sauce ) and some soy sauce and its made a lovely curry soupy thing perfect to warm me up after my long walk. Loads left too for tomorrow.

    Might just go and make an OP
    • woodfired
    • By woodfired 8th Mar 18, 11:48 AM
    • 81 Posts
    • 265 Thanks
    woodfired
    What a difference a day makes! A completely unexpected snow day today. Set off to work at 7.30am, travelled about 3 miles in 1hr20 then word came through that only 4 members of staff had made it into school so we had to closed. Happily my childrens school is open so a lovely peaceful day to start the weekend.

    So I have spent a bit of time staring at the mortgage account, willing the figures to drop sadly, they are not for budging on their own so I sent £270 to the account to round it down to £132500. Scrolled back and noticed that the mortgage stood at over £140 000 this time last year so we are doing OK, despite having a 6 month break from OPing in that time.

    I am going to try to round down the figure each month so that we are paying exactly £1000 off the balance every month. Our regular payment is about £618 and then interest is around £200 so this needs an OP of about £582 ish depending on how many days in that month. Fingers crossed I can keep it up.
    In my dreams I would also love to save enough to be able to pay off sub-account 2 when the fix ends in April next year. It currently stands at just over £13k and will probably be around the £11.5k mark by next April and is on a much higher rate (3.69%) than the rest of the mortgage. To clear this would be amazing but is probably unrealistic, especially as DH is hinting strongly that he would like to buy a motorhome next year (apparently it will 'save us money' ). We will see.

    Hope everybody is warm and safe from the "Pest from the West" seriously, who comes up with these names???
    • woodfired
    • By woodfired 27th Mar 18, 1:23 PM
    • 81 Posts
    • 265 Thanks
    woodfired
    Wow, I am terrible at maintaining this diary!!

    In fairness though, a lot has been going on. We got a phone call at 4am last Saturday morning from the police to say that they were in the shop and we had been broken in to. Three theives had wrenched off some metal drainpipe and used that and a large rock to break down the door. The made off with the till containing some cash but caused thousands of pounds of damage in the process .

    Needless to say last week was then spent trying to put right all the damage and get quotes and invoices together for the repairs to the door, floor, chillers, electrics etc. Nightmare.

    The insurance is not yet sorted as still waiting on some invoices so a chunk has been paid by us in the meantime leaving us, once again, feeling hard up .

    So in financial news, not much to report. Hopefully the insurance money will come through quickly and we can move on from it. One positive has been that it has forced my hand on the till upgrade we were planning. Sooo glad we held off now as i would have been spitting mad if they had taken a brand new EPOS till!! We had a fancy till delivered yesterday, it looks a lot of work to set up but should be watertight in terms of not allowing a single item to leave the premises without me knowing about it, this is important as our staff work alone and although I do trust all of them, it can be too tempting for some people not to just 'forget' to scan an odd item. It will also speed up the ordering process hugely once all set up which takes hours currently.

    Hope everyone here is well and looking forward to a relaxing Easter weekend.

    Woodfired.x
    • woodfired
    • By woodfired 8th Jul 18, 11:44 AM
    • 81 Posts
    • 265 Thanks
    woodfired
    Harvest Time
    I've just realised that a lengthy update I wrote a couple of weeks ago hasn't posted!

    Our new machine has arrived and is currently being installed and I have only 5.5 days at work left eek!

    I haven't been updating very often but have been keeping an eye on the financials. All on track to meet my overpayment targets although I have held off for now actually paying the money across. This is mainly because DH's new venture means that we will have to wait a couple of months before invoices are paid and, therefore, before he can be paid. So holding onto our savings to tide us over in the meantime.
    I'm struggling a bit with the mortgage because i'm with TSB and during their well-documented system upgrade my mortgage account disappeared from my online accounts! I raised a complaint and although it has reappeared on the website version it is still missing from my app and I cannot see any details at all, just the balance outstanding. This is annoying as I like to check the interest etc monthly to see how we are progressing. However, it could have been worse, I know some customers are still really struggling and mine is a minor issue in reality.

    I am presently enjoying the produce from the veg garden. It is labour intensive at the moment in terms of watering but the dry soil is preventing too many weeds appearing which is usually my struggle at this time of year.
    This morning I have picked the last of the gooseberries for a compote that was breakfast with some yoghurt (albeit followed by sausage sandwich ). There are a couple of courgettes that need eating, so they will be spiralised and served with king prawns in a white wine/tomato/creme fraiche and garlic sauce for lunch (very summery). Finally, some rogue potatoes that were obviously left in the ground have grown and I left them to it. I checked last night and they have some decent sized new spuds on them so they will be dinner with steak and some homegrown purple sprouting broccoli. I hadn't bothered with potatoes this year as I was sick of them being riddled with slug holes, however, the hot dry weather seems to have kept them at bay and from what I can see the 3 plants we have look to be free of slugs, fingers crossed.

    I must confess, though, that this will be the first time we've had produce in every meal of the day! Sounds idyllic but in reality we usually have more courgettes than we can eat and a steady dribble of berries that mostly get eaten before they reach the kitchen (ditto the peas, i don't think i've EVER cooked a home-grown pea!!) I do love eating home grown though, I appreciate food so much more when you realise how much time, effort and space is taken up producing just a little. It makes me really wonder also, how we can continue to feed our growing population and how we must work to reduce the huge amount of food that is wasted each year. It's criminal. I think if everybody grew a little food, they would be a lot less wasteful in their habits. Anyway, I digress.

    I hope you all have a lovely sunny Sunday. x
    • woodfired
    • By woodfired 10th Jul 18, 9:09 PM
    • 81 Posts
    • 265 Thanks
    woodfired
    I am pleased to report (and a bit disappointed!) that the potatoes were pristine. Not a cheeky slug in sight. I wish I had planted a whole bed of them now as homegrown new pots are amazing! From soil to pan in about 4 minutes flat! They were so sweet and tasty and I could happily live off them! However, I must remember that it's only this freakish weather that has allowed them to survive the slugs and who could have predicted this kind of summer??! I hold onto the hope that the prolonged dry weather has killed off the population of keel slugs in our soil so I can try again next year.

    I/we have successfully eaten the fridge right down and had very little waste over the last week, i've been reading the Love Food Hate Waste thread on the OS board and there are lots of good ideas that I really need to adopt. I also really have to eat through some of the stores in the cupboards, its becoming hazardous to open the doors for fear of falling pasta/rice/spices/bubbles (the latter I keep out of the reach of the kids on the high shelves so I can control when and where they are used) !!

    Shopping day tomorrow, I must go and plan some meals to use some of said stores. A lot of it must be going OOD its been there so long.
    • Runders
    • By Runders 12th Jul 18, 11:29 AM
    • 215 Posts
    • 574 Thanks
    Runders
    Hey Woodfired,

    I have just finished reading through your diary and I have to say that I am a little green-eyed over your Esse. When I was little my Mum had a wood fired AGA that heated the water, and she made the most amazing roasts in. It was always so toasty in the kitchen and I dream of having similar myself one day.

    I am intrigued by your gooseberry compote, is it just the same as a normal one - i.e. sugar, water and simmer down? I have never done anything with gooseberries before, but currently have a large tub in my freezer after my god mother took me out gooseberry picking.

    I was sorry to read your shop had been broken into, have you managed to get everything sorted now?
    MFW Start: September 2014 - £110844
    Current: £87,999.08 Offset: £17101.13
    £70,987.95 until mortgage neutral
    • woodfired
    • By woodfired 15th Jul 18, 3:46 PM
    • 81 Posts
    • 265 Thanks
    woodfired
    Hi Runders,

    Thanks for stopping by!
    Yes gooseberry compote is exactly as you described, heard it mentioned on the OS board and thought it sounded lovely. I adore gooseberry pie/crumble but am trying to be good as holiday is on the horizon and my bikini body is more of a onesie body atm! So I used half-spoon sugar and the compote is delicious with yoghurt for breakfast/pudding.

    Yes I love the Esse, thank you. We haven't had it lit for what seems like months though as it's just so warm. It cost quite a bit to install but I really do feel it will have paid for itself over the last few years and the cosy factor is lovely in winter.

    The shop is finally sorted thanks, ready for me to take over in just over a week! EEK.
    • woodfired
    • By woodfired 16th Jul 18, 9:32 PM
    • 81 Posts
    • 265 Thanks
    woodfired
    Ooh some lovely, much needed, rain here today. Been to work, seen some of my classes for the last time so a little sad. Only tomorrow and Thursday morning then I'm done!

    Had a fridge eat-up for tea along with some fresh-out-of-the-ground potatoes my neighbour kindly gave me. So nice and cheap and delicious too, win win.

    Tomorrow is a jacob's join at work so I grabbed 3 packs of last-day sausages that we had frozen at the shop (we try to do this so that we, the family, can eat them up and save wasting good food). I've defrosted these tonight and made into sweet chilli/hoi sin sticky sausages as my contribution. Very little cost and, again, delicious. I've filled a large tupperware for work and have a few left over which will be nice for dinner tomorrow with some other bits.
    • woodfired
    • By woodfired 23rd Jul 18, 10:23 AM
    • 81 Posts
    • 265 Thanks
    woodfired
    First day of the summer holidays. I start work at the shop tomorrow. I'm on childcare duty for my niece and nephew today so lots of little mouths to feed. Breakfast for me has been a very brown half avocado (that I had forgotten about!) smashed on the last pieces of seedy toast with lemon and sea salt, yum!

    I'm preparing roasted veg from manky carrots/parsnips foraged from the back of the fridge and have also cut 2 caulis and the last of the broccoli from the veg garden. There were a few little green caterpillars on them but i'm confident i've found them all just don't tell DH So tonight's dinner is YS beef with aforementioned veg and sprouting spuds made into mash. Lovely.

    We have been away in our caravan this weekend, very MSE weekend, cheap site fees and took all food with us aside from emergency fish and chips when we realised the gas bottle had the wrong attachment. This was sorted cheaply on sat morning, just in time for our friends arrival.
    Our caravan came with a huge awning and two annex bedrooms that zip on. So our best friends (family of four) all came and stayed with us on sat night which was lovely. I had made a big lasagne with suffed mushrooms, salad, coleslaw, garlic bread and chips so lots of food for a bit of effort and little cost. Feels like we have been on holiday which is always nice. Still quite a cost-per-night for the caravan if you consider the purchase price but we are planning on making a trip to Norfolk our main summer holiday next year so that should offset the cost. Plus, we are making memories which is also very important when the children are still young.
    Hope everyone else had a relaxing weekend.x
    • woodfired
    • By woodfired 24th Jul 18, 7:11 PM
    • 81 Posts
    • 265 Thanks
    woodfired
    Evening all.

    First day of new job today and I am tired out. Had a very busy day tidying and making it my own. Plus I did the order for delivery Thursday, put lots of goods away and was very busy with customers aswell. Haven't sat down all day and am feeling it now so I came home and put my PJs and slippers on! Phew. It felt like a long day but then I suppose it was....I was there at 7.15am until 5pm so almost 10 hours.
    I was very thankful that I used the oven whilst it was on yesterday to roast some jacket potatoes, I halved and scooped the flesh which was mashed with cheese and fried onions then baked again. They were a lovely quick tea tonight with hm coleslaw and salad when I was hungry and tired. Children have had last nights leftovers and still lots in the fridge for all of us tomorrow which makes life much easier. I am looking forward to bed time now then I can do it all again tomorrow!!
    It is also good for the bank balance as I am still paid until the end of August in my teaching job. I will take home over £400 for this week and a couple of days next week in the shop which will hopefully cover our holiday spends alongside DH's holiday pay. Although this is just as well as DH now wont be paid until some of his invoices for new business are paid, which is looking like early Sept. I am keeping a record of monies owed but we will be living off my wage/salary in the meantime. I am looking on it as a form of saving up though, imagine it all being paid at once, all the lovely back-pay (maybe I can over-pay some )
    • pinkypig
    • By pinkypig 26th Jul 18, 6:56 AM
    • 1,470 Posts
    • 11,351 Thanks
    pinkypig
    I've really enjoyed your diary WF, so upbeat and full of thrifty food ideas
    Good luck with your new job and your MF journey. I've subscribed and will be cheering you on

    PP x
    MFW 2018 #157 Target £15,000

    £21,220.89/£15,000
    • woodfired
    • By woodfired 27th Jul 18, 7:47 PM
    • 81 Posts
    • 265 Thanks
    woodfired
    Hello Pinkypig :

    Thanks for calling in glad you thought my rambling were a bit useful, I feel like I just waffle on about what i'm eating but i REALLY like eating and food is one of my fave subjects!

    So tonight we have the most random tea on the go! Its a combo of requests, food going OOD and stuff brought in from the veg garden that needs eating (namely the biggest courgette you've ever seen and millions of cucumbers!!). So we have roasted med veg (ok so far), cucumber salad (fine), new potato salad with chives, runner beans and homemade mayo (get me ) these thing are all passable together, but then we also have ham hock parcels in puff pastry (bought as part of a meal deal that didn't get used due to oven issues in caravan) and guacamole!!! So DH saw me cutting avocado (to go in the cucumber salad) and suddenly remembered how much he loved guacamole. He insisted I use the avos for this, hence the weirdest food combo known to man. It's all just finishing off cooking, god knows what it will taste like! Time will tell but its looks very fresh and healthy, just a bit of an odd mixture!! Can you tell I'm trying not to go shopping before we go on holiday on wed??!

    In other news, my euros arrived safely and we have bought the last bits for the holiday and found none of us needed too much so only spent around £180 for the four of us, which I thought was quite reasonable when it includes two fast-growing kiddies. I just need to clean the house thoroughly this weekend. This is a habit that I picked up from my Mum, she is obsessed with leaving the house spotless "as it is so nice to come home to", in reality, I usually find a thick layer of dust has settled in our absence and the bags/kids/washing mean it looks a tip approx 5 minutes after we get home anyway!! Ah well, can't break the habit of a lifetime now.

    At least we are managing to sleep in the heat. Friends are complaining that they haven't slept in days, we have velux roof windows directly above our bed (we sleep in the extended part on the back of the house), these mean that the warm air rises and on really hot nights we leave the large bedroom window open and this creates a really lovely draught through the room which keeps it really cool. The back of the house also faces north so doesn't get the sun which must help too. I feel sorry for those who are suffering, it's no fun now. Its a nightmare to work in and not sleeping on top of that must be awful.

    Hope evreybody else is managing to stay cool and calm Prosecco time now, happy friday.x
    • woodfired
    • By woodfired 12th Aug 18, 1:23 PM
    • 81 Posts
    • 265 Thanks
    woodfired
    Hello All,

    We are back from a lovely, if slightly eventful, family holiday. Eventful consisted of; the 'Iberian plume' heatwave, thunderstorms and wildfire smoke/ash clouds that turned the sky red and 'snowed' ash for several hours .

    Still, we managed to have a great time.

    I was happily surprised at how we managed to stick to a budget, I had changed £1183 into just over 1300 EUR before we left, the resort was quite expensive and we ate out every night at a cost of around 80 - 120 Eur depending on what we ate (incl 2 children and all drinks). We also had a few lunches out and drinks/ice creams at the hotel were very expensive and the kids did some paid activities incl water sports. I did a couple of supermarket shops for breakfast and lunch ingredients and drinks etc which helped keep costs down. I was expecting to need to draw out another 400 EUR or so but only needed 150. So total spending money was £1331 for 4 of us for 10 days. Some may think that is a lot but we had lovely meals out every night (the food was excellent ) and we felt as though we had enjoyed ourselves and not scrimped on anything. Our friends were there for a full two weeks and spent almost double what we did ( on top of paying double for the holiday itself) so I am happy.

    Having said all this, we have decided on a different holiday for next year. The children were too easily bored of being by the pool and seemed to need more 'entertainment' so we have decided to do a Norfolk (or Cornwall) caravan holiday next year in our new tourer. This should give plenty of opportunity to keep them entertained (and be much easier on the purse too)..... I am thinking of pottering about on the broads for a day or two, playing at the beach, fishing for crabs etc .

    So I have spent the last couple of days washing the holiday clothes, all dried on the line yesterday and I spent an hour ironing this morning so now all put away and suitcases waiting to go back up to the attic. I am on a mission to lose a few pounds for my sister's wedding next weekend so on a bit of a diet which is very boring but necessary as I am a bridesmaid and am 4 pounds heavier after my holiday (did I mention how good the food was??!) I am also inundated with millions of cucumbers and courgettes as nobody has been eating them whilst we were away, tomatoes are also ripening nicely. At least this will help with the diet.

    Happy Sunday all. x
    Nov 17: Mortgage Balance £135 900 Business Loan £83 000 Savings £10 500
    Aug 18: Mortgage balance £128 907 Business Loan £78 328 Savings £11 337
    • woodfired
    • By woodfired 14th Aug 18, 6:54 PM
    • 81 Posts
    • 265 Thanks
    woodfired
    I have worked today, 7.20 - 3pm. I used the time to plot some baking (this weather has this effect on me) and stocked up on some bits from the shop (alongside doing some actual work obvs!). Picked the kiddies up and came home to try and make a dent in the courgette glut. So the recipe was lemon and walnut courgette traybake but sans walnuts as I didn't have any! It turned out rather 'interesting' however, a lemon syrup to turn it into a drizzle rescued it quite well. Trouble is only I like lemon drizzle and I'm wearing (squeezing into) a bridesmaid dress on Saturday so I think i'll freeze it to have at DS birthday party next month.
    The other baking was some melting moment biscuits I saw on the OS board, they were really quick and easy to make and are delicious. That dress is going to be snug

    So anyway, the purpose of this baking was supposedly to use up some courgettes, unfortunately, the recipe only needed 200g which was less than an eighth of one of the monsters that grew in my absence. It's going to take a lot of cake to shift that lot.
    I have frozen some, grated, in portions in case I have the urge to make another lemon courgette cake in the depths of winter but really not sure how that will turn out? Can imagine it being mush when defrosted but may not matter?? We will see.

    Dinner for the children was ald1 burgers in brioche bun I froze before we went on holiday. It was meant to be an omlette for me and DH but turned into cake/biscuits for me and cereal for DH (he's at spin so only eats something light). Bath time now for kiddies, up early again tomorrow.
    Nov 17: Mortgage Balance £135 900 Business Loan £83 000 Savings £10 500
    Aug 18: Mortgage balance £128 907 Business Loan £78 328 Savings £11 337
    • greent
    • By greent 14th Aug 18, 7:45 PM
    • 7,521 Posts
    • 76,349 Thanks
    greent
    I regularly freeze grated courgette - it *is* terribly mushy afterwards, but I use it in cottage pie/ chilli/ bolognaise/ courgette and tomato soup.

    I've never made a lemon and courgette cake, but chocolate courgette cake is nice and people never realise there's courgette in it https://forums.moneysavingexpert.com/showthread.php?p=35487739#post35487739
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/10 £104927 01/11 £89873 01/12 £76317 01/13 £52546 01/14 £35356 01/15 £12133 07/15 £NIL
    BTL Mtge 12/16 £69786. 2018 OPs (#18) £7127.06/£7500
    Net sales 2018 £721.53/£1000 PAYDOX18 (#15) Done £18918.90
    • woodfired
    • By woodfired 19th Aug 18, 1:29 PM
    • 81 Posts
    • 265 Thanks
    woodfired
    Oooh thanks for the recipe greent!! That looks great! Will give it a try.

    I defrosted the lemon cake on fri and took it with me to mum and dads as we helped to set up for my sister's wedding this weekend. It was in a marquee at the farm which is fabulous but very hard work as all the set up and dismantling is done by us. Anyway the cake was a great success and so was the wedding, Sis looked beautiful and we had a great party (as always!). We have stayed in our caravan this weekend as it's kept at the farm and meant we didn't have to get home late last night (only a mile away from home but too far to walk with tired kiddies and in heels at 2am) we actually paid a babysitter to stay in the house with the kids later on (they fell asleep on air beds) then we carried them out to bed in the caravan, this worked really well and the cost was shared with my sis as the sitter had her baby boy too. It was really nice to relax and enjoy the party but be able to check on them all the time. Worth every penny.

    We haven't been at home all weekend and have been fed up there since friday lunch so I didn't shop last week, I got a few bits from B00kers when they delivered the shop order but could do with some shopping. May do an online shop to arrive tomorrow night. We are treating ourselves to a takeaway tonight though as we are a bit delicate and it saves cooking!! Diet starts (again) tomorrow!

    In MSE news, i'm waiting for my HBSC regular saver to mature (date was the 18th) and wondering what to do with the £3k + Int. I really want to throw it at the mortgage but DH wants to keep hold of it to make sure we are ok if something goes wrong with the new business. I suppose this is sensible but i'm impatient! We have had a cheap weekend really considering we have been at a wedding. Our gift to them was a pic n mix stall. DH made some rustic crates to display sweetie jars (borrowed from the shop) on an old pine table of ours. We painted the crates to match the colour theme and decorated with fresh flowers, candles and fairy lights. It looked lovely. The sweets were bought through the shop so it didn't FEEL like it cost us anything other than time and effort. At the do itself there were lots of arrival drinks such as pimms going round on trays and then loads of wine on the tables for the meal. I managed later to acquire an unopened/unwanted bottle of rose from a neighboring table so only paid for one drink all day!

    Finally I a looking at moving DH's old HBSC acct but dont seem to see and good cashback deals for switching accounts at the moment so wondering if it's worth waiting? Any recommendations?

    Hope you all had a lovely weekend (and well done for reading this far ) x
    Nov 17: Mortgage Balance £135 900 Business Loan £83 000 Savings £10 500
    Aug 18: Mortgage balance £128 907 Business Loan £78 328 Savings £11 337
    • woodfired
    • By woodfired 20th Aug 18, 8:41 PM
    • 81 Posts
    • 265 Thanks
    woodfired
    A happily frugal day today

    Breakfast was a past-its-best slightly mushy plum and a similar looking pear chopped up with yoghurt (and a few crunchy nut cornflakes for texture) which cleared the fruit basket nicely.
    For lunch I had a ready meal that a lady dropped in the shop. It caused the film top to split but didn't contaminate the contents so I ate it, and very nice it was too (by ready meal standards) it also meant it wasn't wasted and I had a free lunch!
    Dinner was half a courgette (the size of a small country ) with peppers and onions roasted with 3 cooking chorizo and a couple of chicken breasts from the freezer. This was served with potatoes that had been taken off the shelf at the shop (sprouting slightly) but still perfectly edible. I made them into slimming world garlic and herb chips, yum. Also had a salad of \HG wonky tomatoes and spiky cucumbers (peeled as they really are quite spiky!)
    Pudding was baked oats made with the yoghurt I left out at breakfast and out of date blackberry jam (scraped the mouldy bit from the top ) I made 5 portions so the rest will be breakfast (good job as the yoghurt was on the turn and needed using!). Love a frugal meals day. Lots of left over dinner too, for tomorrow.

    Also gone out of date at the shop was 2 further fresh ready meals (frozen for DHs work lunches) and a tin of evaporated milk, need to get my thinking cap on for that one.
    I love trying to use up the OOD stuff, it's free, perfectly edible and saves hugely on waste. What we can't/won't use gets given away to like minded family members and friends.

    The business loan went out today so the new balance will be available tomorrow to view (interest applied quaterly).

    Off to bed now, still v. tired from weekend celebrations! Night all. x
    Nov 17: Mortgage Balance £135 900 Business Loan £83 000 Savings £10 500
    Aug 18: Mortgage balance £128 907 Business Loan £78 328 Savings £11 337
    • pinkypig
    • By pinkypig 20th Aug 18, 9:57 PM
    • 1,470 Posts
    • 11,351 Thanks
    pinkypig
    Good for you - my kids were raised on ys and ood goods and they are as fit and healthy as can be

    Your sister's wedding sounded lovely
    MFW 2018 #157 Target £15,000

    £21,220.89/£15,000
    • woodfired
    • By woodfired 21st Aug 18, 8:52 AM
    • 81 Posts
    • 265 Thanks
    woodfired
    Thanks PP! Yes, I always do the sniff test, that speaks volumes!! And I have the evening staff well trained to freeze any perishables on the last day so they can be used/distributed later. They used to take them out of the fridge and just leave on the side in the kitchen so totally unusable next morning.

    I also believe that manufacturers have to leave a margin for error with use by dates, on products with 3 week dates, how can they be accurate to within a few hours?!

    Thanks for stopping by! x
    Nov 17: Mortgage Balance £135 900 Business Loan £83 000 Savings £10 500
    Aug 18: Mortgage balance £128 907 Business Loan £78 328 Savings £11 337
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