Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

    • PurpleFairy26
    • By PurpleFairy26 11th Sep 17, 6:59 AM
    • 2,223Posts
    • 15,034Thanks
    What small DFW things will you do this week - w/c 11th September?
    • #1
    • 11th Sep 17, 6:59 AM
    What small DFW things will you do this week - w/c 11th September? 11th Sep 17 at 6:59 AM
    What small DFW things will you do this week - w/c 4 September
    When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

    But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

    Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

    So be proud of those small steps, they really are important
Page 5
    • determined new ms
    • By determined new ms 17th Sep 17, 7:17 AM
    • 6,881 Posts
    • 40,371 Thanks
    determined new ms
    Morning Hi Purps sorry you had such an early start! Hope you're not flagging later on! I woke up just before 6 and it was dark, I was disorientated and thought it was the middle of the night. Winter is coming!

    FVD I saw a life hack video about liberally putting bicarb on a pan then putting lemon/line juice on it to get the black off the bottom.

    Feeling motivated today Plans:

    * going to the allotment. Going to cut down and dig over area where salad leaves were (now just a tangle of weeds!) and the cucumbers They did me proud though and still have about 5 in the fridge Having my first swede & sprouts with dinner
    * sew up madam's Jeans & my trousers
    * going to pick up the bed g
    * dinner will be spag as didn't make it yesterday - I'll have a portion of ratatouille out of the freezer sausages, mash & home grown veg instead as had so much ready. will cook spag for tomorrow
    * tidy up - if I'm not careful all of my work recently will be undone - why are we so untidy and why will oh not try to be more conscious??? What can I do to get him to be a bit more tidy???
    * think I'll suggest a walk in the woods later
    * more washing
    * generally relax and have nice family times
    * cake, yogurts & milk out of freezer to defrost Done
    * unpicked fish patch from a pair of madam's trousers she has grown out of to save for the next time we have a hole that needs covering Done
    * listed a couple of things on fleabay. Will photo and list 3 more things
    * ordered some lol dolls from fleabay. Madam's thing! They cost £10 each in Argos I just purchased 6 for £16.99. Money is sitting in little tin as we bought some on offer and has to *pay* for each one when she has enough only downside is there is a long wait for delivery. Can't have everything!

    Ok jeez I feel like I should be getting on but it's only 7.16!
    Last edited by determined new ms; 17-09-2017 at 6:08 PM.
    DF as at 30/12/16
    Wombling 2017 £3016.55/Roadkill £8.73
    Wombling 2018 £145.73/RK £0.04
    • Frugal Saver
    • By Frugal Saver 17th Sep 17, 7:23 AM
    • 239 Posts
    • 598 Thanks
    Frugal Saver
    Good morning all. Haven't been able to post since midweek, after loosing my bus pass I found myself spending more money replacing it (car parking and daily passes) and a replacement card hasn't turned up so not a very money saving week I should have got in touch with the bus company but haven't found the time. Will get a replacement pass tomorrow for a grand total of 50p.

    Trying to get back on track now, today's list;
    • Email nursery to confirm childcare vouchers are set up so they can amend the direct debit
    • Look for ideas for lunches for myself as I'm not a fan of sandwiches and leftovers not an option at the moment
    • Attend free event at Riverside Museum with LO
    • Keep spending to a minimum, might get food out depending on what time we go

    Will probably think of more things once I post this but that's a good start I think.

    Have a good Sunday everyone
    LBM September 2012
    Debt at LBM £10,573.00
    Savings at LBM £0
    Current debt £5,800 at 0%
    Current savings £3,800
    • foxgloves
    • By foxgloves 17th Sep 17, 7:57 AM
    • 4,143 Posts
    • 21,504 Thanks
    Morning Frugalistas,
    Today's money saving plans:
    *Transfer some money to savings.
    *Do our grocery shop (Aldi & prob Waitrose for cat biscuits which I hope are still on offer).
    *Prob free coffee while in Waitrose.
    *Make mince in slow cooker.
    *Purchase door handle from Wilko's. A couple of ours have been broken for the longest time & mr f reckons he can fit a new one himself. Fingers crossed!
    *Washer loaded & timer will be set for overnight laundry on cheap tariff.
    *Sort out what I need for pear chutney recipe.
    *Make tomorrow's packed lunch.
    *Mr f planning to dig more potatoes.
    That'll be it for today as need to get stress levels under control.
    Love to all,
    F xx
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings grow!
    Loan pay-down fund instalment 2 = £470-01
    Payment received from surveys: 2015 = £320 2016 = £210 2017 = £304 2018 = £264
    • carrielovesfanta
    • By carrielovesfanta 17th Sep 17, 9:17 AM
    • 1,607 Posts
    • 12,317 Thanks
    Morning folks

    Thanks for the tealight suggestions. Would you believe that I've never even been to an Ikea? Our nearest is Warrington so it's probably a bit of a trek for tealights I'll keep an eye out in Wilkos though.

    Did all my jobs yesterday like a pro. Have woken up with a headache today though which is unlike me... I'm hoping that a paracetamol and a coffee will shift it though. Might be because I woke up at 2.30 when OH got back from his gig. Generally a bit of a disaster although he did relate that a lady 10 years his senior took a bit of a shine to him. Conversation ended up going

    lady: oh I like your beard
    OH: erm thanks
    lady: oh and you have a tattoo too. I love it.
    OH: er... thanks again
    lady: you have a beard, and a tattoo and you're a musician! You have everything
    OH: er......
    lady: Are you married?
    OH: yes
    lady: well that was a effing waste of time! *walks off*

    Today's mission:
    • Meals from plan
    • Prep tomorrow's meals
    • Log cals in free app - have apparently shifted 2lbs. Def a step back in the right direction. - done
    • No drinking day
    • Reconcile budget sheet
    • Tidy round, washing away etc
    • Ask OH to hoover round - done
    • Ends of doom (I'm more than half way now. For those of you who saw the pic, there are 42 flowers and 6 ends per flower ). unfortunately I have to make another one for the other end of the blanky *cries*
    • Charge phone in work - done
    • Print out holiday paperwork in work. (we have run out of black ink... must source cartridge)
    • Look for other Sunday evening ideas than our usual cafe.
    • Facebook sale for a tenner. Man coming to pick item up at lunchtime. - done
    Have a good one all

    clf x
    Last edited by carrielovesfanta; 17-09-2017 at 3:14 PM.
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31

    SAVINGS: £9433.44
    • Happy Kitties
    • By Happy Kitties 17th Sep 17, 10:02 AM
    • 543 Posts
    • 4,225 Thanks
    Happy Kitties
    purps I hope u manage to get your feet up today and have 5 minutes at some point. Sounds like you have a busy day ahead aswell
    crunchy welcome, this really is a great thread, lots of lovely people
    FVD I second the bicarb but use cheap white vinager with it -its great, even used it on the carpet to get stains out with the new kitten had a couple of accidents, no stains or anything left

    Crashed out early last night so was up at 6am, was cold getting up so put my old scruffy Christmas reindeer jumper on. Windows now all open looks like it's going to be a nice day.
    Plans for today
    -spend no money
    -washing out
    -keep cleaning DD room that I started yesterday and then after a couple of hours stopped Bec my arms were killing me, they are still sore.
    DD is home next weekend with her boyfriend as we are going to a charity event on the Sunday. Hoping to get her bed changed and she has requested her flannette Christmas bedding on. Hoping to get it dry today.
    -still having trouble with amaz@n, will try again today.
    -phone not working properly so need to have a trek to a shop which even though is 3/4 hour away, if he can fix on the spot he will. He is brilliant, got my tablet sorted in no time and cheap too. He is the closest place. There are other shops I could take it to that are closer but what they do is use an internet service and then add an extra charge on top. I would rather travel to an official S@msung shop, know it's done properly. Only paid £20 to have my tablet fixed, they were suggesting ridiculous prices on the internet.
    Have a great day everyone x
    2017 birthday savings shopping frugally = 481.15:money. 2018 birthday savings so far=359.51
    • FatVonD
    • By FatVonD 17th Sep 17, 11:47 AM
    • 5,120 Posts
    • 20,658 Thanks
    Happy Sunday everyone, back at work tomorrow but only for a week and then on to my new job and new venture

    I can't believe I've had two weeks off and the house still isn't tidy but it's better than it was. I need to think of the positives, I've made great strides with the new business, I have a fab new desk and I've managed to make over £250 selling stuff that was lurking around cluttering up the place.

    So today:

    I will try coating the pan in bicarbonate and vinegar, both of which I have to hand. Done, most of it is off and I'm doing it again for the stubborn bits it couldn't get to first time

    I've just picked more cherry tomatoes, green but optimum size, to ripen on the windowsill. I really want those plants gone as they're really straggly and ugly now but there are whole trusses of baby ones still so I can't bring myself to do it.

    List some more things on FB and then eBay or CS if no interest. Done

    Salami and courgette pasta for dinner before DS eats the salami as a snack.Done, and a pot filled for lunch tomorrow

    Wash kitchen floor.Does sweeping it count?

    More tidying.Done, still a way to go

    Old peoples bingo with mum (I really, really hate this but it makes her happy.)My mum cancelled so I have the evening to prepare for work tomorrow

    Dawn, I'm going to keep the bag for now but it'll probably find its way onto eBay if the novelty wears off!The bag smells badly of cigarettes inside, I'm not sure how as it's clean so I have sprayed with fenreze and left to air inside out in the garden. Once it's dry I will put some Zar@ soaps that I bought in the sale to scent my knicker drawer inside for a bit!
    Last edited by FatVonD; 17-09-2017 at 5:22 PM.
    Make £25 a day in April £0/£750 (March £584, February £602, January £883.66)

    December £361.54, November £322.28, October £288.52, September £374.30, August £223.95, July £71.45, June £251.22, May£119.33, April £236.24, March £106.74, Feb £40.99, Jan £98.54) Total for 2017 - £2,495.10
    • carrielovesfanta
    • By carrielovesfanta 17th Sep 17, 12:27 PM
    • 1,607 Posts
    • 12,317 Thanks
    I've managed to make over £250 selling stuff that was lurking around cluttering up the place.
    Originally posted by FatVonD
    that's an excellent 2 weeks' work in itself!
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31

    SAVINGS: £9433.44
    • FatVonD
    • By FatVonD 17th Sep 17, 9:01 PM
    • 5,120 Posts
    • 20,658 Thanks
    Thanks all for the frying pan tips, it's now, if not as good as new (it's pretty old) at least as good as before DS used it!

    I'm going to have and early night, I feel a bit shaky and light headed, I hope I'm not coming down with something.
    Make £25 a day in April £0/£750 (March £584, February £602, January £883.66)

    December £361.54, November £322.28, October £288.52, September £374.30, August £223.95, July £71.45, June £251.22, May£119.33, April £236.24, March £106.74, Feb £40.99, Jan £98.54) Total for 2017 - £2,495.10
    • PurpleFairy26
    • By PurpleFairy26 17th Sep 17, 9:08 PM
    • 2,223 Posts
    • 15,034 Thanks
    Am tired after a long but productive day. Sale went well, sold about 70% of my stuff including a pushchair, was slightly sad to see it go but the couple who bought it were lovely, so it's nice to think their daughter will get some use from it. Sorted the rest of stuff to be organised for next sale and put some stuff to one side for fleabay. Other things:

    Stock brewing overnight, stripped chicken. Not lads but it was only small said served 2-3), done 4 for roast and we'll have risotto tomorrow and maybe a sandwich
    Made a quiche
    Made a Madeira cake, hope it's lovely. Will give me something to use my lemon zest fibre when I use lemon juice for hummus.
    Did some additional charity work tonight whilst I was in the mood
    Walked avor 12,000 steps due to volunteering, no need for gym today
    Only spent £1 on a piece of cake (it was for charity right )
    Bought a handful of items, 3 t shirts for eldest, 2 BN presents for my box and a load of books for smalls. Gave them 1 each, rest will go away for Christmas
    Will do some knitting for half an hour before bed.
    • La escocesa
    • By La escocesa 17th Sep 17, 10:47 PM
    • 2,934 Posts
    • 18,576 Thanks
    La escocesa
    Hi gang

    Here's me:
    Stayed at friend's house in town to save on taxi fare home
    Had YS steak
    Took some YS sausages out of the freezer for tomorrow
    Dog walk - free exercise for me and him
    Reading free ebook
    Catching up with some tv
    Washing on airer
    Need to write my shopping list for tomorrow...

    Right, off to bed! Speak soon.

Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

99Posts Today

2,186Users online

Martin's Twitter
  • RT @bbcthehour: "Mental health and debt is a marriage made in hell" @MartinSLewis told the Senedd when people are more vulnerable they're m?

  • RT @justindeaville: @MartinSLewis I looked it up when we last went. It's ball speed. And it's about O.3 seconds to cross the court. @Martin?

  • Amazing how empty the #Wimbledon court is for the mixed doubles even though there's a Brit playing. The bars outside are rammed though

  • Follow Martin