We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
CCJ - Variation of amount
Options
stegsie
Posts: 5 Forumite
Evening all :beer:
After 10 years of paying off a substantial amount of money to all our creditors via a DMP we are finally seeing the light at the end of the tunnel!
One of the debts we have is a CCJ that was set by the court (and paid every month for 10 years since) at around £35 a month. To put that figure in context we are paying over 10 times that amount to the other creditors in total. As we are approaching the end of all the other debts I really don't want the money we pay to the other creditors (the £350+) to go to the CCJ payment (I now that sounds daft, but they put us through hell getting that CCJ against us and would not listen to any of our reasoning or pleading.) I don't want to pay them a penny more than the CCJ has set.
My question is - once the other debts are paid how easy is it for the CCJ to be reviewed by the creditor and or the court so they can reset it to a much higher amount to pay off sooner? Can they do this or are they just going to have to get what the CCJ says until it's paid off?
After 10 years of paying off a substantial amount of money to all our creditors via a DMP we are finally seeing the light at the end of the tunnel!
One of the debts we have is a CCJ that was set by the court (and paid every month for 10 years since) at around £35 a month. To put that figure in context we are paying over 10 times that amount to the other creditors in total. As we are approaching the end of all the other debts I really don't want the money we pay to the other creditors (the £350+) to go to the CCJ payment (I now that sounds daft, but they put us through hell getting that CCJ against us and would not listen to any of our reasoning or pleading.) I don't want to pay them a penny more than the CCJ has set.
My question is - once the other debts are paid how easy is it for the CCJ to be reviewed by the creditor and or the court so they can reset it to a much higher amount to pay off sooner? Can they do this or are they just going to have to get what the CCJ says until it's paid off?
0
Comments
-
Hi,
The judgement stays at that amount unless either you, or the creditor, challenge it.
You would be asked to fill in a new budget most likely, just make sure your budget shows £35 available per month to pay it.
After ten years its not going to be changed now.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.6K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards