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Electoral role
quirko
Posts: 5 Forumite
Hello all,
My mother lives in Spain and needs to get a mortgage. She owns a property here in the UK but its LET while she lives abroad.
For her to get a mortgage she needs to be on an electoral roll and she has asked me if its okay to add her to my address.
Is this illegal or can I add her to my address?
Many thanks
Ade
My mother lives in Spain and needs to get a mortgage. She owns a property here in the UK but its LET while she lives abroad.
For her to get a mortgage she needs to be on an electoral roll and she has asked me if its okay to add her to my address.
Is this illegal or can I add her to my address?
Many thanks
Ade
0
Comments
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Do you live alone?
If you do you will lose your single person allowance.0 -
No, I am married.0
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It would be fraud, since she'd be lying to the mortgage company. Of course, odds of her being caught might be quite low but even so .....
It might also cause all sorts of taxation issues if she became a UK resident. Is she paying tax on her rent? has she provided a UK address for her tenants to contact her? Protected the deposit?
Its the electoral "roll" BTW.0 -
Thank you. That was the answer I needed. Thanks for the correction! BTW0
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There are both civil and criminal penalties for supplying false information to the Electoral Registration Officer.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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