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Strange text - Pounds Till Payday

spikescot2005
spikescot2005 Posts: 349 Forumite
Hi,

Just received a text from Pounds Till Payday stating:
(My name) your Pounds Till Payday account has been sold to MMF. Please call to prevent transfer to our home visit department.
Telephone number ************
Ref: *************

I have never had an account with them or ever used there services.

What should i do?
«1

Comments

  • Pixie5740
    Pixie5740 Posts: 14,515 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    Check your £2 statutory credit reports with Equifax and Experian. You can get the Call Credit report for free through Noddle.
  • As well as doing what is suggested above, you could block the number if you have a decent smartphone. In all probability it is a fishing expedition, made in the hope of frightening someone into contacting them. Don't do so under any circumstances.
    "There are not enough superlatives in the English language to describe a 'Princess Coronation' locomotive in full cry. We shall never see their like again". O S Nock
  • spikescot2005
    spikescot2005 Posts: 349 Forumite
    Check my credit reports monthly (free) nothing on there.
  • iolanthe07
    iolanthe07 Posts: 5,493 Forumite
    I get quite a lot of these sort of messages. They are phishing attempts, so you need to delete them.
    I used to think that good grammar is important, but now I know that good wine is importanter.
  • Enfieldian
    Enfieldian Posts: 2,893 Forumite
    Part of the Furniture Combo Breaker
    MMF are MotorMile Finance

    They deal with a lot of aged Payday lender accounts.

    Swift Sterling and Payday Express are two of their other "clients"
  • Stevie_Palimo
    Stevie_Palimo Posts: 3,306 Forumite
    1,000 Posts Combo Breaker
    Could be worth while emailing the Co just to be sure you have nothing recent in your name on there system.
  • Mxty
    Mxty Posts: 102 Forumite
    Looks like a phising text to me, trying to get you to call and then give them a few details. Be cautious.
  • molerat
    molerat Posts: 36,419 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Report the text to your providers spam number.

    Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.

    Being hated by idiots is the price you pay for not being one of them.

    Jean Cocteau 1889-1963

  • spikescot2005
    spikescot2005 Posts: 349 Forumite
    edited 27 June 2014 at 10:40AM
    Update:

    Today i received a notification from equifax of new information.

    Motormile finance have now added a default to my report dated 12/2008.

    I have no recollection of ever having a payday loan with Pounds Till Payday and have searched emails ect but nothing.

    A few questions:

    Can Motormile finance add a default to my account after all this time?

    Even if i did have an agreement with Pounds Till Payday should the default not have come from them rather than Motormile finance as i have no contract with them?

    Should i complain to equifax?

    What should i do?

    Thanks in advance for your help.
  • Apples2
    Apples2 Posts: 6,442 Forumite

    Even if i did have an agreement with Pounds Till Payday should the default not have come from them rather than Motormile finance as i have no contract with them?
    Why would you even ask this question?

    Sounds like there is more to this.
This discussion has been closed.
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