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Strange text - Pounds Till Payday
spikescot2005
Posts: 349 Forumite
in Loans
Hi,
Just received a text from Pounds Till Payday stating:
I have never had an account with them or ever used there services.
What should i do?
Just received a text from Pounds Till Payday stating:
(My name) your Pounds Till Payday account has been sold to MMF. Please call to prevent transfer to our home visit department.
Telephone number ************
Ref: *************
I have never had an account with them or ever used there services.
What should i do?
0
Comments
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Check your £2 statutory credit reports with Equifax and Experian. You can get the Call Credit report for free through Noddle.0
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As well as doing what is suggested above, you could block the number if you have a decent smartphone. In all probability it is a fishing expedition, made in the hope of frightening someone into contacting them. Don't do so under any circumstances."There are not enough superlatives in the English language to describe a 'Princess Coronation' locomotive in full cry. We shall never see their like again". O S Nock0
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Check my credit reports monthly (free) nothing on there.0
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I get quite a lot of these sort of messages. They are phishing attempts, so you need to delete them.I used to think that good grammar is important, but now I know that good wine is importanter.0
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MMF are MotorMile Finance
They deal with a lot of aged Payday lender accounts.
Swift Sterling and Payday Express are two of their other "clients"0 -
Could be worth while emailing the Co just to be sure you have nothing recent in your name on there system.0
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Looks like a phising text to me, trying to get you to call and then give them a few details. Be cautious.0
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Report the text to your providers spam number.0
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Update:
Today i received a notification from equifax of new information.
Motormile finance have now added a default to my report dated 12/2008.
I have no recollection of ever having a payday loan with Pounds Till Payday and have searched emails ect but nothing.
A few questions:
Can Motormile finance add a default to my account after all this time?
Even if i did have an agreement with Pounds Till Payday should the default not have come from them rather than Motormile finance as i have no contract with them?
Should i complain to equifax?
What should i do?
Thanks in advance for your help.0 -
Why would you even ask this question?spikescot2005 wrote: »
Even if i did have an agreement with Pounds Till Payday should the default not have come from them rather than Motormile finance as i have no contract with them?
Sounds like there is more to this.0
This discussion has been closed.
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