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Credit Card Repay

Hi all!!!

I have debts of around £15000. £12000 of which is with my bank for a loan for which we have a managed loan. Which is helping. But as a young family with two kids, paying off the rest which is on a credit card is really difficult. Especially on only a single income. We owe £3000 on an MBNA Virgin Card and it is getting difficult to pay. Any Ideas? Please Help......:eek:

Comments

  • Hi & welcome to the board.

    First thing to do is fill in an SOA theres a template on Southern Scousers First Time Posters Thread. Once we've seen that we willbe able to give advice specific to your circumstances.
  • azjh77
    azjh77 Posts: 925 Forumite
    My husband has a MNBA card, I phoned them to confirm the rate...it was 27% !! I mentioned this was a bit dear and they reduced it to 20 %

    Have you tried phoning and asking if they can give you a better rate? I would never of thought of it last week, but since joining this site seem to be getting better at this 'money' thing!

    Good luck



    15 crafts for 2015 challenge.
    Christmas 2015 - started to save/wrap!
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