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  • FIRST POST
    mancboixxx
    I just wanted to say.....
    • #1
    • 19th May 10, 10:08 AM
    I just wanted to say..... 19th May 10 at 10:08 AM
    A BIG thank you to everyone who has ever given me advice on the forum! I am now officially debt free! After 18 months I did it! I gave up smoking and saved the money away, stopped getting the bus to work and walked and stopped spending money I didnt have on things I didnt need!! I had payday loans coming out of my **** this time last year and finally its all gone! I can answer my mobile without hearing "Its Wonga, Its P2P, Its Quickquid"!

    The advice I got from the forums got me through it all. Knowing I wasnt alone in my problems and advice on how to sort it.

    Thank you to everyone for their guidance!

    Mancboixxx

Page 1
  • Chasing The Dream
    • #2
    • 19th May 10, 10:11 AM
    • #2
    • 19th May 10, 10:11 AM
    Well done mancboi!! You must be so proud, I can't wait for the day I'm debt free, long time away though!! Hope you keep up the good work

    xxx
    Total Spent this month: 0
    Overdrafts: 289 & 2,485.44
    Credit Card: 1,823.76
    Loan: 15,944.67
    Total Debt: 20,542.87
    • mummum2
    • By mummum2 19th May 10, 10:39 AM
    • 610 Posts
    • 848 Thanks
    mummum2
    • #3
    • 19th May 10, 10:39 AM
    • #3
    • 19th May 10, 10:39 AM
    Well done! hope your DF life bring you much. .
    MM2
    Long Hauler No: 51
    DMP Mutal Support Thread No: 207
    Proud to be dealing with my debts
    DFD - June '13, aiming for December '12
    • Ashamed of Bristol
    • By Ashamed of Bristol 19th May 10, 1:52 PM
    • 192 Posts
    • 234 Thanks
    Ashamed of Bristol
    • #4
    • 19th May 10, 1:52 PM
    • #4
    • 19th May 10, 1:52 PM
    Well done!!!!!!!!

    Hope I get there some day too!

    Hope you will keep lurking and give us some tips.

    What's the new challenge then?
    750 credit card debt. 4000 left to pay on card loan. DMP settled Oct 2012.
    • frugalzzz
    • By frugalzzz 20th May 10, 12:29 PM
    • 138 Posts
    • 1,709 Thanks
    frugalzzz
    • #5
    • 20th May 10, 12:29 PM
    • #5
    • 20th May 10, 12:29 PM
    Congrats!!! How much did you clear?
    LBM: 23/7/09. Total Debts on 23/7/09: 24,961

    Debt free date 19/5/11

    Aga Savings project: Savings so far: 1999.00
  • azkaban420
    • #6
    • 20th May 10, 12:49 PM
    • #6
    • 20th May 10, 12:49 PM
    Congrats, what great news, you must be feeling over the moon!!

    Az
    • Numpty Monkey
    • By Numpty Monkey 20th May 10, 1:27 PM
    • 13,384 Posts
    • 29,768 Thanks
    Numpty Monkey
    • #7
    • 20th May 10, 1:27 PM
    • #7
    • 20th May 10, 1:27 PM
    Well Done
    you now get to post on
    Debt Free Roll of Honour.

    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying . Of all the peeps on this board you're the kindest & most supportive of all & I'm & for you all at the same time . Wish I was there to give you a big & emergency hobnobs
    xx
    DFD 5/1/16
    • skintdragon
    • By skintdragon 20th May 10, 1:31 PM
    • 290 Posts
    • 381 Thanks
    skintdragon
    • #8
    • 20th May 10, 1:31 PM
    yay!
    • #8
    • 20th May 10, 1:31 PM
    Hey that is really fantastic news!!!!

    Well done and keep it up; that is a real achievement and you should be really proud of yourself.

    I am still on the case but hopefully all will be well before the end of the year.
    Hindsight is a wonderful thing...
    One of Mike's Mob! yea!!!
    F
    inally settled full balance of RBS personal loan ahead of schedule on 10th August 2010





    DEBT FREE AT LAST... BUT FOR HOW LONG?!
  • OMAR
    • #9
    • 20th May 10, 2:09 PM
    • #9
    • 20th May 10, 2:09 PM
    Well Done to You!.....its a great feeling.....I am still in the clouds after becoming debt free a week ago!...good luck for the future!
  • OliveOyl
    That wonderful feeling STILL hasn't left me

    Well done and enjoy the freedom
  • Zelie
    Well done. But remember to keep it that way.
  • OMAR
    Whoop Whoop!.....Well Done....that makes two of us this month!
    • BILLIE
    • By BILLIE 23rd May 10, 9:37 PM
    • 1,249 Posts
    • 3,979 Thanks
    BILLIE
    Mancboi and Omar what a wonderful feeling that must be............ how much did you clear and can you give some insight into how!! Have a pint on me
    • Nargleblast
    • By Nargleblast 23rd May 10, 9:39 PM
    • 9,243 Posts
    • 59,370 Thanks
    Nargleblast
    Well done Mancboi and Omar and good luck to both of you in your new debtfree lives!
    One life - your life - live it!


    NSD challenge November 7/15
    • rachaelfleur
    • By rachaelfleur 23rd May 10, 9:43 PM
    • 241 Posts
    • 171 Thanks
    rachaelfleur
    Wow, that's amazing, congratulations! I can't wait to post on here one day that I'm debt free. Can I ask how much you cleared?
    Do what you want because in the end people will judge you anyway.
    • poorbabe
    • By poorbabe 26th May 10, 9:46 AM
    • 890 Posts
    • 1,800 Thanks
    poorbabe
    Well done!

    Always encouraging to know it can be done .

    • Bloomberg
    • By Bloomberg 26th May 10, 9:52 AM
    • 657 Posts
    • 268 Thanks
    Bloomberg
    Well done
    A BIG thank you to everyone who has ever given me advice on the forum! I am now officially debt free! After 18 months I did it! I gave up smoking and saved the money away, stopped getting the bus to work and walked and stopped spending money I didnt have on things I didnt need!! I had payday loans coming out of my **** this time last year and finally its all gone! I can answer my mobile without hearing "Its Wonga, Its P2P, Its Quickquid"!

    The advice I got from the forums got me through it all. Knowing I wasnt alone in my problems and advice on how to sort it.

    Thank you to everyone for their guidance!

    Mancboixxx

    Originally posted by mancboixxx
    Thank you for sharing that great story with us, it is so nice that you are now debt free. It is an inspiration to others and goes to show what a PAP (Personal austerity plan) can achieve in a relatively short space of time. Please make sure that you start saving regularly, the importance of this cannot be overstated. All the best.
    Money is a wise mans religion
    • fatpiggy
    • By fatpiggy 26th May 10, 2:11 PM
    • 381 Posts
    • 437 Thanks
    fatpiggy
    Fantastic, well done? Doesn't it feel good? And double well done because you gave up the ciggies too, so now you AND your wallet will be healthier.
    • LizH
    • By LizH 26th May 10, 4:27 PM
    • 23 Posts
    • 54 Thanks
    LizH
    Well done. It's good to hear when someone has succeeded and gives us all hope.
    • jess444
    • By jess444 29th May 10, 9:06 AM
    • 1,222 Posts
    • 3,171 Thanks
    jess444
    Well done Mancboixxx. Life is totally different when you are not watching your money disappear a few days after pay day, and you have probably added a few eatra years to enjoy it by giving up smoking and walking more - fantastic.
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