Mortgage Advice Bureau

Mortgage Advice Bureau (MAB) are a mortgage network. That means the advisers who trade as MAB are in fact local brokers who have outsourced a lot of their legal and compliance requirements. It allows the adviser to concentrate more on their service and less on the "admin" of running a broker business, which is huge in a highly regulated industry

MAB as a network are extremely fastiduous when it comes to compliance. That pretty much guarantees that, as a customer, you are as protected as you can be in terms of the quality of the advice.

When it comes to the service, (ie how quickly they call you back etc) that is mostly down to the individual adviser. Because they're effectively a local broker/business, you get some great ones and you have some ordinary ones like any other local business. Certainly though, they will be better than a your average local broker because of the additional support andt tools MAB give compared to other mortgage networks. (all brokers will use a network of some description)

If you've been recommended an individual adviser by someone, go with them absolutely, no matter who they work for. If you just want a quality local adviser, you can't do much better than one trading as Mortgage Advice Bureau - there's something very comforting knowing you can speak to someone face to face when it comes to mortgage stuff.

As for whole of market, that's true insomuch as the way you probably understand it - but they will not refer to themselves as whole of market. Yes, MAB advisers can search more lenders than other brokers which is what you're after in 99% of cases. But because very few advisers in the network do what is called second charge mortgages (ie a second mortgage on a single property) they don't refer to themselves as whole of market. That was a change of rule that came in a few years ago - it aimed to protect customers but all it really did was create confusion.