Need to get myself together: The beginning

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  • abba1772
    abba1772 Posts: 7,746 Forumite
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    I agree get someone to join you better safe than sorry xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Hi everyone

    I have not heard back from opinion world regarding meeting. I would not go myself :) As I never heard I have agreed now to go to a ladies night now anyway :)

    Was a good we weekend off, Friday night build my sons lego xmas presents (4 hours!!! one box lol) and hid it in the house, Saturday went to Xmas market tried hot cider (nice but not for me) Sunday chilled day cleaned and ironed and was off yesterday with my boy :)

    2 days to payday :D and 8 days to debt free :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
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    monz wrote: »
    8 days to debt free :) xx


    Oh how exciting Monz
    :A:T
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    I know Sam cannot wait, doesnt feel real! Best Christmas present I could have!!

    Payday tomorrow woo!!! a week today debt free also :)

    Nothing else to add :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
    edited 24 November 2016 at 10:52AM
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    Good morning. Payday :D - I have transferred savings. I still short on my projections but over Christmas I shall be over £3,000 (my aunt gives me money at Xmas) I will be on target for Florida 2017 :D

    6 days until debt free :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    My card has taken a beating... Black Friday... lol got another 4 lego boxes for my boy... PLEASE stop me lol!! But if it will make him happy then I am happy, have so much more to look forward to once debt free, no more holiday sacrifices or grudging things to buy :)

    26 days until payday :P 5 days until debt free

    Going out tonight to a ladies night (bring your own bottle sold me :D) Tomorrow rest and hide my bank card. Sunday out with my boy <3

    Hope you all have an amazing weekend xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    How was your night out monz? Hope you're not suffering too much today ;). Have a fab day out with your boy tomorrow.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).
  • submarine76
    submarine76 Posts: 142 Forumite
    Debt-free and Proud!
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    Monz, I think you are missing the point in Lego, the fun is in the building! I'm hoping to get the Yellow Submarine set for xmas, I'm only 39 and a half.... hope you're having a good weekend.
    LBM 11 Nov 14 Total Debt £25,013.98 DFD 5 Sep 17 Total Debt £0

    Emergency Fund £800.00
    Mortgage £73,000     BTL Mortgage £38,000
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Aw the night out was good... apparently I am a little vague from memory a tad of a vodka block on it oops!!

    Saturday was a lie on couch fragile was one for me and Sunday my mum asked me to paint her conservatory and will give me money :) she took my boy out for day and money will go towards Gatsby on Saturday :D

    Going to be good this week spending wise. Today will be NSD, tomorrow a whopping £1.45 (always get my boy his donut during TKD), Hopinh Wednesday and Thursday NSD day too. Tell a lie I need to get milk tomorrow haha :P

    23 days until pay day
    2 days until debt free xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Hey monz,

    Glad you had a fun night out.

    1 day until you are debt free!!!! Aaaaaaaaaaaaah so exciting!

    Dxxx
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