Mortgage application and credit check

Crumble_ · 17 May 2018 at 8:56PM

Does anybody know once you have submitted your mortgage application when the hard credit check is done?

I have had my soft check done for affordability and now looking to get a home improvement loan. However I do not want the the loan hard check being done before the mortgage is complete.

Many thanks.

Thrugelmir · 17 May 2018 at 9:31PM

Further checks are possible up to completion. Do not apply for additional credit during the process is the best advice. As your mortgage offer could be withdrawn.

Crumble_ · 24 May 2018 at 5:10PM

Santander have done their hard check now. Lost 31 points. How likely is it would they do another hard check and why would they if everything!!!8217;s gone through ticketyboo on the first check?

Mortgage application and credit check

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