Can I claim back late payment charges on my secured loan?

jessica4 · 4 April 2012 at 12:10PM

Hi, I am in the process of reclaiming a few PPI and bank charges at the moment and have had some welcome success.
However, I have a secured loan with Swift finance and from when I was suffering severe financial hardship I know they battered my account with late payment charges which are now outstanding on my account seperate to my loan figure.
I think the way it works is that when I have paid off my loan I will then be expected to pay up for all of this charges.

Is there any way I can claim back for these charges?

Thanks

suzyy285 · 27 July 2012 at 7:24PM

Have similar question, been getting £60 default sum on secured loan when just 10 days late, can i claim these back, please help Ta xx

poiuytrewq12 · 26 August 2019 at 8:55AM

Hi I have a similar case with swift advance I was charged £70 each time when late and over the years my charges were about 4K I have now paid off all my loan wit. Them but can I claim back the charges. Can any help or advice please

Bermonia · 26 August 2019 at 9:39AM

On what grounds would you be claiming back these charges... your payments were late and the terms of your agreement set out that they could charge you for this.

[Deleted User] · 26 August 2019 at 10:57AM

Thread is from 2012.

Can I claim back late payment charges on my secured loan?

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