Express payment charge on Northern Rock Personal Loans
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Just applied for a personal loan from northern rock APR 5.7%, great, be warned though they will charge you £45 to use express payment instead of BACS. If you want to save yourself £45 enclose a letter with your credit agrement asking them to transfer the funds by BACS, you will get the funds within 4 working days, but will not have to pay a penny extra.
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