DIP/Mortgages

That's just a generic letter - I'd certainly query the way it's phrased, it seems to be getting people's hopes up too soon!! What they mean to say is that they'll get through your app one way or the other as soon as possible - but they want to keep it positive. I think they may have gone too far that way though!

The initial assessment is just that - the initial view is that they will consider you (confirmed by DIP and now by the case UW), but they are likely to need more information (maybe reasons for PDL etc).

Within 6 months isn't great BUT it referred and was accepted, that's a fairly positive sign - I'm sure they'd decline sooner rather than later if they felt it was going to be a no.

We also don't know if broker spoke to Leeds - if so, they may have agreed to take it on, which further helps.

At this stage you just don't know - the extra documents you provided yesterday will be assessed and a decision made.

Generally once the app is in, underwriters will want to lend and work to do so - unless something pretty bad comes up.

If your bank statements are OK, keep positive!