A Journey of Many Pounds Starts With a Single Penny
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Yes, very good luck on your journey xPaid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
Still thrifty though, after all these years:D1 -
Thank you ETE and SSS for popping by.
Things achieved so far this weekend
1. Found 2p:)
2. Won £5 on the lottery :j
3. Planted some beetroot
4. Current account sweep completed
£78 left in my current a/c plus £3 saved on hairdresser gave me £81 so a very neat £27 to each pot.
To do
Make breakfast & lunch to take to work
Tomorrow is payday so will do the money shuffle tomorrow or Tues.
I will update on goals later in the week as I work off the mortgage balance the day before payment as that is the highest the figure can be (and will never be that high again!!)MortgageStart Nov 2012 £310,000
Oct 2022 £143,277.74
Reduction £166,722.26
OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
2022 MFW #78 £10200/£12000
MFiT-6 #28 £21,772 /£750001 -
Hello, welcome and good luck with your journey
xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
greent
ThanksMortgageStart Nov 2012 £310,000
Oct 2022 £143,277.74
Reduction £166,722.26
OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
2022 MFW #78 £10200/£12000
MFiT-6 #28 £21,772 /£750001 -
Bring food to work.
Monday - Done
Tuesday - Done
Wednesday -Done
Thursday - Done
Friday - Done
Walk from station to work instead of bus
Do once - Done on Wed (roadworks were fouling up the traffic so walking was quicker than the bus).
Financial
Ring up CTF provider and check when statements due -Found out how to register online to manage the CTF so waiting for activation letter
Provide Spanish Bank with info needed to recover dormant AN account
Get State Pension Forecast - Done all OK
Remind OH to get his State Pension Forecast - Done
Update Financial Goals on hereMortgageStart Nov 2012 £310,000
Oct 2022 £143,277.74
Reduction £166,722.26
OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
2022 MFW #78 £10200/£12000
MFiT-6 #28 £21,772 /£750001 -
Good luck with your mission!1
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Yesterday there was a bit of spending. Oldest of the Gnomeboys needed more school uniform as he refuses to stop growing at a ridiculous rate (he's 12). Size 8 trainers :eek:
I bought myself two tickets for RSC productions in London for Sept and Nov. However, I did buy mid range tickets rather than the most expensive so £68 (inc donation to RSC) to see King Lear and The Alchemist. (MSE bit - paid for on a cashback CC; put aside half the cost this month in holding a/c and will cover other half next month)
Reviewed some of the money shuffle figures and added savings pots for a couple of probable expenses due in 3-4 years time. Its easier to find £56 pm for 45 months than £2500 in one lump. If the expenses don't crystallise I am sure I will have no problems repurposing the money
Made my standard £200 OP to the mortgage. All other ad hoc repayments are split 3 ways but a standalone £200 pm goes to the mortgage as it is the biggest bill to pay!MortgageStart Nov 2012 £310,000
Oct 2022 £143,277.74
Reduction £166,722.26
OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
2022 MFW #78 £10200/£12000
MFiT-6 #28 £21,772 /£750001 -
Like the savings pots idea and mid range tickets. Am sure it'll be great and this way you have more spare to OP.
Have a good eveMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T1 -
brizzledfw wrote: »Like the savings pots idea and mid range tickets. Am sure it'll be great and this way you have more spare to OP.
Have a good eve
Thanks. Just got to resist the urge to spend the savings on a nice pre-theatre meal. MaccyD here I come :rotfl:MortgageStart Nov 2012 £310,000
Oct 2022 £143,277.74
Reduction £166,722.26
OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
2022 MFW #78 £10200/£12000
MFiT-6 #28 £21,772 /£750001
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