Purchased goods by cheque, scammed
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Adviceseeking
Posts: 3 Newbie
A charity purchased 100 items with the agreement they would be sent out over the period a year. It was paid by cheque as the charity has a trustee business account which doesn’t have a credit card and has 2 signortories. We had purchased goods from this person with no issues in the past and had no reason to think the same wouldn’t happen.
A year on only 5 of the 100 were sent and we were told to f**k off via email.
We thought the bank might offer some protection as we have a contract for the items/agreement but they said there is nothing new they can do. Is this correct? It’s lloyds bank. A friend works for a different bank and said they can trigger something if goods haven’t been received. A legal friend said it would cost £250 to go to court, we wouldn’t need to attend. Recently I found out the person has a history of similar fraud and served a short prison sentence for it.
Is there anyway of avoiding going to court? The idea of spending £250 is daunting as the charity is small but its £1000 of charity money taken. I wish we had a credit card as we had more security that way but is there anything the bank can do? The lady we spoke to there seemed unsure but said there was nothing they could do
A year on only 5 of the 100 were sent and we were told to f**k off via email.
We thought the bank might offer some protection as we have a contract for the items/agreement but they said there is nothing new they can do. Is this correct? It’s lloyds bank. A friend works for a different bank and said they can trigger something if goods haven’t been received. A legal friend said it would cost £250 to go to court, we wouldn’t need to attend. Recently I found out the person has a history of similar fraud and served a short prison sentence for it.
Is there anyway of avoiding going to court? The idea of spending £250 is daunting as the charity is small but its £1000 of charity money taken. I wish we had a credit card as we had more security that way but is there anything the bank can do? The lady we spoke to there seemed unsure but said there was nothing they could do
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Comments
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You can use MCOL and pay a 60 pound fee.
https://www.gov.uk/make-money-claimShampoo? No thanks, I'll have real poo...0 -
At last taff, someone who does need to "claim a refund" AND complain :rotfl::rotfl:0
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That made me laugh like a drainShampoo? No thanks, I'll have real poo...0
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Sorry, couldn't resist Never heard that expression before! good one though:D0
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If you go to court you should be able to claim any payable fees. Please beware though that the likelihood of them paying is small if that is their attitude. It sounds like they may be in trouble and chances are they will shortly disappear.
Are they a local company? Might be worth going to the local paper for publicity over this, you never know it may encourage people to contribute to your charity to make up for it? Either way, I think I would want to publicise the sort of attitude this company has shown.What is this life if, full of care, we have no time to stand and stare0 -
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Can money claim make them pay if they don’t have funds? I looked at our contract and realised it’s with the owner himself rather than the business which I’ve since read isn’t registered (although still running and taking people’s money).0
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Would suggest you read this
https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/715684/MCOL_Userguide_for_Claimants_May_2018.pdfIf you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales0
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