Precise mortgage and self employment

Laura3291 · 15 November 2019 at 10:59PM

Has anyone got a mortgage offer from precise, self employed and didn’t have an accountant? So worried they are going to turn us down they’ve asked for so much information from us.

Hayley20013 · 16 November 2019 at 1:04AM

Ours is not with precise, but my husband is self employed and all we needed was the last three years tax returns (he did these himself) ours is with Santander. If they haven’t said to you already that you had to have an accountant do your tax returns, then I doubt it will be a problem. Are you waiting for your decision in principle or final decision?

Laura3291 · 16 November 2019 at 1:10PM

We’re waiting for the final decision. I’ve given them 2 years tax overviews that they asked for but they’ve come back and asked for the last 2 years full accounts plus a letter from the accountant which I don’t have. I don’t know what else we can give them

Hayley20013 · 16 November 2019 at 6:11PM

That’s annoying, they should have made that clear to you before you applied. we were originally going to go with nationwide and they were the ones who told us we didn’t need an accountant. But we got a better deal with Santander in the end. If you get refused try one of those.

Precise mortgage and self employment

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