Let's get rid of this mortgage!

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  • sofarbehind
    sofarbehind Posts: 400 Forumite
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    Well done on getting below £100k! That is a fantastic achievement. I wish I had been as savvy as you in my 20s ;) You are already so far ahead of a lot of people - I didn't even buy until my late 30s and will be forever playing catch up. Well done!
    Mortgage overpayments 2018: £4602, 2019: £7870
    Mortgage overpayments 2020: £4620
    Mortgage 2017 £145K, June 2020 £112.6k:o
  • ktinbrum
    ktinbrum Posts: 16 Forumite
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    Hi BVic28- thank you! :) It was a good feeling- a big confidence boost really! I don't tell many people about my MF plans... (other than you lovely lot) ...the few people I've told in my family have been nay-sayers. But it just adds more fuel to the fire for me haha :grin:

    x
  • ktinbrum
    ktinbrum Posts: 16 Forumite
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    Hi sofarbehind- thank you for your lovely message!

    Aw we're all on our own paths, developing in different areas at different times. I often feel 'behind' others in terms of getting married, having kiddos, travelling to interesting places, career moves- the lot! You've got on the ladder and some people never will, so well done you :beer:

    x
  • ktinbrum
    ktinbrum Posts: 16 Forumite
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    Hello everyone- I hope you've all had a good weekend. Mine's been pretty uneventful- I've felt exhausted so other than walking my dogs and catching up with housework there's a not a lot to tell you!

    Friday 17th was payday for me, so a quick update on my totals:

    Mortgage Remaining: £99,245.97
    This is minus £50 OP since last update and my scheduled OP of £200 on payday.

    OPs since year start: £350

    I don't expect to be able to keep up such frequent OPs but January has been a good month so far.

    - Tilly tidies have been working wonders for me
    - I have sold some items of Fbk local
    - Pr0lific has been a boon for me recently along with some other survey sites
    - My birthday is in December and I asked for vouchers so I have been using them instead of spending my pocket money, so I have been sending more of it to OPs than usual.

    I did treat myself and OH to a C0sta this afternoon- it was so cold out that a small mocha went down very well indeed. Other than that, a very quiet weekend but well needed. I will be spending the rest of my evening playing Sims 4 on the Xbox and catching up with other people's diaries.

    Have a good week all x
  • Jessy103
    Jessy103 Posts: 1,829 Forumite
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    Great progress and good luck with your MFW journey! :)
    Mortgage Balance as of Jan 24 £36,500 Starting Mortgage Balance (June 2019) £72,000. 2024 Overpayment Challenge: Jan £558.40, Feb £588.11, Mar £497.32
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