encouragement please!!!

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  • second_chance
    second_chance Posts: 273 Forumite
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    Yes The Comet And Dfs Are Both Going To Be Around 38% If Not Paid Off During The 0% Period-is It Sensible To Pay Dfs Comet From Sale Of House?????
    Stepchange dmp £6350
    Debt free date jul 2021

    Emergency fund needs refuelling!

    Aiming for a debt free stress free life with some money in the bank!
  • halloweenqueen_2
    halloweenqueen_2 Posts: 3,312 Forumite
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    I think it would probably be the best one to pay off as 38% is criminal. Try and get rid of the high interest ones first. Have you raised the money to cover all your debts from the sale?
    You need to get rid of anything first that puts interest on top, i suppose it may be satisfying to get rid of the small ones but if they don't charge late paymnt fees or anything try stretching them until the ones that add interest on are paid. Obviously the car has to be paid every month or you'll lose it!
    Is the avon a cat/online/doorstep?
    You really need to get rid of comet and dfs before they skyrocket.
    Have you had a look at the old style board - if you can save a few quid a month on washing powder (esp with baby!!) and ten pounds a week on food shopping that would be your next debt 'paid'.
    Good luck to you, keep your chin up!
  • halloweenqueen_2
    halloweenqueen_2 Posts: 3,312 Forumite
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    I meant the 'next' debt - didn't come across very well.
  • second_chance
    second_chance Posts: 273 Forumite
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    Thanks - Next And Avon Are Online So Can Pay Small Amounts Whenever- Dfs Is Definetley Being Paid Through The Profits, ?whether Comet And Credit Card Will Be - The Car Is Interest Free For The Whole Term So Thats Ok ,cant Remember How Much Next Ch Arge 20%+ I Think Am Definetley Going To Have To Come Up Wth A Budget Planner
    Stepchange dmp £6350
    Debt free date jul 2021

    Emergency fund needs refuelling!

    Aiming for a debt free stress free life with some money in the bank!
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