Abba1772's Debt Free Diary

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  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Doing amazing Abba :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Afternoon :hello:

    How are we all??? We had a lovely weekend just me and the hubby went on a spending spree with the free gift card we got when I bought the new car got loads for our money and got more Xmas shopping out the way plus we treated ourselves too :D

    I have 7 days to pay £71.75 towards the barclaycard in order to claim I've paid off £1000 in two months :D I will do it xx. By the end of November this card will be under £1k :eek: how exciting xx

    Got a couple of extra shifts this week so I think I'll just fling it towards the savings ready for Black Friday as hubby wants a tablet for his Xmas so I'll put it aside and see how I get on xx

    My poor wee Kk is poorly he's got a sick bug :( so he'll be off nursery for a couple of days.........poor wee soul xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Afternoon :hello:

    Kaleb is much better today so he's going back to nursery tomorrow we went to toddlers today £2 decided to walk with the double buggy as it was a sunny day up here so saved on the bus fares :money:

    Went to homebargains after toddlers and bought potatos 89p for dinner tonight as we are having sausages and mash tonight :D as well as juice for Abbie to take to school £2.49 and toilet paper £2 so not too bad on the spends today :D

    Sent £5.92 towards the barclaycard so it's still going down I'm starting to panic I won't get it cleared by Xmas but we shall see I am very determined xx

    My gorgeous hubby has bought my mirror for the living room it's a tad pricy but he bought me because I barely want anything but i really want this :rotfl: so it's getting delivered tomorrow xx

    Tax credits are in tomorrow so I've decided I'm going to book our hotel room in Manchester for our holiday in June but if I book it soon I can get two rooms for £60 rather than each room costing that nearer the time so we shall see what we get paid seeing as hubby as changed his job since we last got paid as it kind of muck things up :mad: and of course I'll go through my cash back site xx

    Hoping I can finish off my painting off in the bathroom tonight as I a mess desperate to get this ugly wallpaper off my hallway walls this bathroom just seems to be taking forever :mad:

    Off to do some of my accounts for my childminding xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Evening :hello:

    Didn't get my accounts sorted yesterday so I done them today so at least that's them updated to the end of October :j

    Was working from 7.15am til 5.30pm today so a long day today

    Tax credits came in so being organised I have booked two rooms at the Travelodge in June for our holiday for £60 before prices start to rise :cool: so that's something out the way next month I'll be booking the car parking for the airport just so I don't need to find all the money for these things nearer the time xx

    Still rounding the account down during the week and smacking the barclaycard :rotfl:

    Got my avon delivery coming tomorrow got over £540 in orders so I will have made over £125 commission :T but one of my avon customers is away having a baby who has complications :( so I'm not accepting anything for her order meaning it's one less thing she needs to stress about so I'll be losing £20 but do you know what I don't care I'm grateful my kids are healthy so if this helps her out a bit that's fine by me xx £50 will be going towards the barclaycard as well so fingers crossed I can rid of this debt by Xmas as it'll be an amazing feeling xx

    My mirror came today :j hubby has just put it up and it's stunning I'm so happy with it :D

    Off to the land of nod xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Abba where are you? I see your posts on pay debt by xmas 2016... I sound like a stalker :P xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    monz wrote: »
    Abba where are you? I see your posts on pay debt by xmas 2016... I sound like a stalker :P xx

    But your a nice stalker :rotfl: sorry been busy with stripping the wallpaper off in the hallway :j xx

    Hit a snag tho as plaster has fell off my ceiling :mad: so need that plastered lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Afternoon :hello:

    Manic Monday is halfway through I've opened up playgroup which was quiet kids loved it as they had more space to run about so it'll be a LSD today as I've spent £1.50 on playgroup fees xx

    So I'll be doing the nursery run soon then I'll be coming back and stripping the rest of the wallpaper off the ceiling on the upper landing ready for a plasterer to come and inspect it to see if it's a quick fix or a big job :(

    But my big news is I've cleared over £1100 off my barclaycard in two months :j:T:j:T:j:T:j and my busted my target of paying off £6000 of debt within a year.........gosh that's two all inclusive holidays there it's quite sickening how debt racks up but I'm hoping to be debt free by end of next year as we are going to start buying a couple of kitchen cupboards every month so when it comes to refitting our kitchen it's not going to get us back into debt xx

    I'm aiming on beating last years debt repayment off it's a bit steep but you all know I like a challenge :rotfl:

    Off to get boys ready for the nursery xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
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    Amazing about the Barclaycard that is a huge amount ...did laugh about the AI holidays but its true isn't it :P


    How is hubby's job going?


    More importantly how are you - looking after yourself I hope.
    Sam xx
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
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    abba1772 wrote: »
    But your a nice stalker :rotfl: sorry been busy with stripping the wallpaper off in the hallway :j xx

    Hit a snag tho as plaster has fell off my ceiling :mad: so need that plastered lol xx




    And she's practically rich now ...lol stalk away MONZ :D
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    moneyonmymindsam wrote: »
    Amazing about the Barclaycard that is a huge amount ...did laugh about the AI holidays but its true isn't it :P


    How is hubby's job going?


    More importantly how are you - looking after yourself I hope.
    Sam xx

    Hubby is doing great he's loving his new job says time passes quickly there so he's home before he knows it and it's only a five minute drive away :cool:

    I'm doing ok was exhausted last night as was proper pushing myself to get the hallway stripped but hubby put his foot down which just as well he did because as soon as I stopped I felt sick :o straight to bed for me feeling tired this morning but started work early at 7am .............no rest for the wicked :rotfl:

    Only got a small section of the downstairs hallway ceiling to strip then that's that part done then operation sand down wood work begins as decorator is coming round Friday so need it sanded down and painted by Thursday night xx

    Off to do school run xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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