Daring to be financially free

Thank you for making me so welcome.

We have had a lovely weekend. DS1 went to stay with nanny on Friday night. DH and I took our other 3 DS’s to the kiddies screening at the cinema to see the live action Aladdin. £11.80 spent on 4 tickets. We took our own snacks and drinks. We then walked into the city centre to collect DS2 new glasses from the opticians. I went into a bargain shop and bought 3x 20 pack of superhero themed napkins and 3x 12 pack of superhero themed paper cups for £4.14 or 69p an item, they will be used at both DS1 & DS2 superhero themed birthday parties. The money came from the birthday/Xmas fund. Today we went to MILS for lunch and took the boys to the park.

MSE actions over the weekend

1. Completed all surveys available
2. Item collected that sold on FB, £2 in money pot
3. 4 more items found to sell, 2 so far listed on FB
3a. Something listed yesterday hoping to be collected tomorrow evening.
4. Cashed out £5 from l**epoints
5. Snacks and drinks taken to cinema.
6. Eight loads of washing dried on heated airier and outside line over the weekend.

Have a good Monday everyone. X

LeighofMar wrote: »

Welcome. It sounds like you have a lot on your plate, but you're very organized and focused. That's terrific. We will be cheering you from the sidelines, for sure.

Thank you LeighofMar. I try to be organised, sometimes in my house/life it’s more like organised chaos . Do you have a MF diary.

Evening everyone,

Well today seems to have been non-stop. Three loads of washing done this morning, before meeting my brother for a coffee at c**ta. I then had to go and pick up DS1 who had a lunchtime dentist appointment and DS3 who is currently part time still after starting school. Took DS1 back to school ready for afternoon session, then me and DS’s 3&4 went to Mr T to have a snack and drink in the cafe and do some food shopping. And then back to the school for afternoon pick up of DS1 & 2. Although I’m completely knackered from being so busy, I managed to clock up 7 miles of walking everywhere, hoping this means I might actually lose some weight.

I have also done some sums and worked out that to get under £70,000 before the end of the year we need to overpay £2,121.76. So I’m going to set this as my probably completely impossible but I’m going to try, with all my might overpayment target. I do have to warn you all I’m completely bonkers :rotfl:

Additionally I need to ensure I have £160 saved by 20th October for DS1 7th birthday party on the 27th October and an additional £60 to help fund DS2 6th birthday at the end of November. With all this talk of money I think I’ll list my MSE moments for today

1) Tried to complete all surveys available.
2) another FB item collected for £3
3) Two more items listed for sale on FB
4) Managed to pick up 5 packs of 8 party invitations for 17p each, plus the 5 for the price of 4 offer was still working, so 40 party invitations for 68p. Have been put away for next year. I already purchased some reduced superhero birthday invitations for both parties a couple of months ago.
4a) Also bought an 18 pack of lollipops for 90p in Mr T, I think they are on offer ready for Halloween. The lollipops will be used in party bags for DS1 birthday party.
5) Bought a pink bath mat for £2 reduced from £6, saved a further 10% because of DH discount, so only cost £1.80. I decorated our downstairs bathroom a couple of months ago, so have been buying matching accessories as and when I see them reduced, it total I think I have spent £35 on the paint and new bathroom accessories.
6) Used c**ta points to pay for coffee, £1.75 spent on toasted tea cake. Rather than the original £5 total for hot drink and toasted tea cake.
7) Saved 25% with DH discount on snack and drink for me and DS3 in Mr T cafe.
8) Two loads of washing put on heated airier to dry, third wash had to go in tumble drier because of the rain.

Have a good Tuesday everyone.

Evening everyone,

I was going to post yesterday but time ran away with me and it never happened. Yesterday was not quite a NSD as had to go to Mr T’s as I had to buy milk, bread and some fruit. I spent £2.51 so not too bad. I then went to see the Downton film in the evening with some family. Today I had to buy some food in Aldi, I spent just over £13 but this included a pack of writing icing for 49p, 2x bottles of vanilla essence and a box of icing in preparation for making two birthday cakes for DS1 birthday party. I realised after looking at my mortgage online that I miscalculated the amount I need to overpay by the end of the year to get under £70 k.The revised overpayment figure is £2,275.09. I have overpaid £2 today so another £2,273.09 to find by Dec 31st.

MSE things for last two days

1) Free cinema ticket as MIL had meerkat code and Cineworld vouchers to use. Took own popcorn and drink, so very MSE
2) Saved money on bus fare as had lift to and fro from cinema
3) Sold 4 things on FB, they have been collected and a total of £12, will divide into relevant pots
4) Listed 3 more items on FB for sale.
5) Cashed in £5 on SB’s
6) Reached payout on prolific will cash out soon.
7) 3 loads washed and dried outside on the line.
8) Completed all surveys available.
9) Added £9 to the party savings, so £69/£160.


I’m thinking of posting an SOA but am somewhat nervous of posting.