Deperately trying to break the debt cycle

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  • zazou_uk
    zazou_uk Posts: 6 Forumite
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    Hi again, I only bought my flat in nov last year and whilst living in rented accomodation, i used the providers already in place (British Gas & BT) so when I bought my flat I went with them. Will start searching for better deals. Never heard of Aldi (will search online for nearest to me) and I don't have a Netto near me. Think there is a LIDL near where i work
  • johannamse
    johannamse Posts: 498 Forumite
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    zazou_uk wrote:
    My parrents live in Africa, which is why phone bill so high..I will resort to email and the occasional fone call.

    Hey zazou - see here

    http://www.moneysavingexpert.com/callchecker/

    (under phones and utilities in left hand menu)

    I checked Kenya for example and the cheapest company charged 5 p per minute.

    Good Luck with sorting out your finances - you will feel totally different about life when you are in control.
  • zazou_uk
    zazou_uk Posts: 6 Forumite
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    This is fab, thanks for that.
  • mountainofdebt
    mountainofdebt Posts: 7,795 Forumite
    First Post First Anniversary Combo Breaker
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    what about using msn messenger instead of actually talking?
    2014 Target;
    To overpay CC by £1,000.
    Overpayment to date : £310

    2nd Purse Challenge:
    £15.88 saved to date
  • zazou_uk
    zazou_uk Posts: 6 Forumite
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    Parents not very computer savvy so that would not be an option. However i've made a start by cancelling gym membership, opting out of lottery syndicate, so by next week I will be 64 £ better of
  • overdrawn_again
    overdrawn_again Posts: 8 Forumite
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    excellent start.... well done.
  • ADAM001
    ADAM001 Posts: 134 Forumite
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    zazou_uk wrote:
    Hi again, I only bought my flat in nov last year and whilst living in rented accomodation, i used the providers already in place (British Gas & BT) so when I bought my flat I went with them. Will start searching for better deals. Never heard of Aldi (will search online for nearest to me) and I don't have a Netto near me. Think there is a LIDL near where i work


    LIDl is along similar lines and they carry many of the same products as ALDI but with more tattoos and soveriegn rings!!! lol
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