Marstons - Notice Of Seizure
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2010starbrite
Posts: 3 Newbie
I came home on the 10th December to find a Notice Of seizure through my door from Marstons.
I am at my witts end and suffer from sever anxiety and depression and this is effecting my health to the point I am scared to leave the house.
I have spoken to the baliff on his mobile phone about the situation and he wont accept monthly or weekly payments. The original debt was £536.49 then went to £704.40 with court costs. The debt Marston now wants is £1,102.58 they have charged me £286.12 to put htis notice through my door and £111.75 execution costs.
The debt occurs from a previous employer who claimed they over paid me wages before I left their company. I have on numerous occasions disputed this debt, but they took me to court and the CCJ was ruled. This in turn has caused my health to deteriorate.
I dont know what to do. It is a week before Christmas and I live here with my only child alone. We currently have nothing to the point I am relying on food parcels.
Please can someone advise me before the few items i actually own are taken. I just dont know what to do and I am worried sick.
I am at my witts end and suffer from sever anxiety and depression and this is effecting my health to the point I am scared to leave the house.
I have spoken to the baliff on his mobile phone about the situation and he wont accept monthly or weekly payments. The original debt was £536.49 then went to £704.40 with court costs. The debt Marston now wants is £1,102.58 they have charged me £286.12 to put htis notice through my door and £111.75 execution costs.
The debt occurs from a previous employer who claimed they over paid me wages before I left their company. I have on numerous occasions disputed this debt, but they took me to court and the CCJ was ruled. This in turn has caused my health to deteriorate.
I dont know what to do. It is a week before Christmas and I live here with my only child alone. We currently have nothing to the point I am relying on food parcels.
Please can someone advise me before the few items i actually own are taken. I just dont know what to do and I am worried sick.
0
Comments
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National debtline has a really useful factsheet on this here:
http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=08_reducing_payments_or_suspending_a_bailiffs_warrant_on_a_county_court_judgment
Best of luck
dfMaking my money go further with MSE :j
How much can I save in 2012 challenge
75/1200 :eek:0 -
Hi There
First do not worry too much about the Bailiffs as their bark is far worse than their bite
They can only gain entry by peaceful means, which includes gaining access through a window.
They cannot call the Police to help them gain entry
Keep the door locked and do not answer the door for the next few weeks unless you know who is calling (for peace of mind)
Even if they do gain entry the Bailiff will take an inventory of what he can sell called a (Walking Possession)
What the Bailiff cannot take or will not take
White goods, i.e. washing machine, fridge freezer, cooker, most electrical goods including TV as they have to now be pat tested so they can be stored safely, goods belonging to other people (including children’s possessions and games) and goods on HP
You stated in you post you have very few items so it is highly unlikely they will want your goods
The bailiff generally wants an easy life; other words he wants paid not your goods, unless you have something of value
If the Bailiff cannot collect they will return the account back to the agent who instructed them
If will be then up to you to sort out a payment plan with your ex employer that is affordable and sustainable by you
However
Regarding the overpayment of wages did you attend court, or respond to the court forms sent to your address. This would have enabled you to submit a defence disputing the claim
You may have a chance of setting aside the CCJ
if you were not aware that a claim had been issued and can convince a Judge that you genuinely did not receive the claim form or there was some reason why you did not defend the claim
Have a reasonable chance of defending the claim (dispute)
On the information provided you should contact your local Citizens Advice Bureau (Debt Adviser) who will prepare a Financial Statement with you and will be able to advise you on a payment plan or help setting aside the CCJ or making an application to suspend the Bailiff Warrant
Please read the factsheet on the previous thread
Enjoy your xmas and New Year“Official CAB Representative
I am an official representative of CAB. MSE has given permission for me to post in response to questions on the CAB Board. You can see my name on the companies with permission to post list. If you believe I’ve broken any rules please report my post to forumteam@moneysavingexpert.com as usual"0
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