Finally Debt Free After 34 Years, But Still Need to Live Frugally

Options
1…295296298300301…1551

Comments

  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Name Dropper Photogenic First Anniversary First Post
    Options
    I felt exhausted yesterday but an early night sorted me out.

    I did my park walk this morning which was lovely and sunny :T. I measured my waist yesterday and gave myself a shock. According to my BMI I'm a healthy weight but according to my waist measurement I'm overweight :eek:. I need to lose two and a half inches off my waist for it to be a healthy size :eek:, so I feel extra motivated now to lose weight.

    Then it was my Mr T shop. It came in on budget at under £80, despite me needing moisturiser :T. It clouded over after my walk and is raining now but I thinkit will be better tomorrow.

    I had two PA and one YG survey today, so not too bad on that front.

    I hope everyone has had a good Tuesday :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • sashybo
    sashybo Posts: 4,503 Forumite
    Name Dropper First Post First Anniversary Photogenic
    Options
    HairyHandofDartmoor wrote: »
    It was really warm and sunny today so I put some washing in the garden to dry. The neighbours were playing loud music and one of them (the dad?) was dancing around the garden in a spiderman costume :rotfl:

    :rotfl::rotfl: Just catching up & saw this. :rotfl::rotfl: I needed cheering up & this actually made me snort with laughter. Dancing Spider-Man in amongst the usual chat. :rotfl:
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £14,073, Car loan 2 £16,000, 0% CC1 £195. Debt Free Diary to try & keep spending in check.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Name Dropper Photogenic First Anniversary First Post
    Options
    sashybo wrote: »
    :rotfl::rotfl: Just catching up & saw this. :rotfl::rotfl: I needed cheering up & this actually made me snort with laughter. Dancing Spider-Man in amongst the usual chat. :rotfl:

    It was funny and made me do a double take :rotfl::rotfl:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    edited 10 May 2018 at 8:32AM
    Options
    HairyHandofDartmoor wrote: »
    It was funny and made me do a double take :rotfl::rotfl:

    Our neighbour keeps bees and runs the local beekeeping society. The other day I looked out of the bedroom window and saw all these white-clad figures walking in procession through a small copse in his garden wearing what looked like nuclear power plant radiation suits or something from a major crime scene:eek:. Made me do a double-take too until I twigged what it was all about:rotfl:. It was a bit scary at first sight though. Apparently he hosts meetings of the society from time to time and teaches new members.
  • beanielou
    beanielou Posts: 90,308 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Options
    carbootcrazy wrote: »
    Our neighbour keeps bees and runs the local beekeeping society. The other day I looked out of the bedroom window and saw all these white-clad figures walking in procession through a small copse in his garden wearing what looked like nuclear power plant radiation suits or something from a major crime scene:eek:. Made me do a double-take too until I twigged what it was all about:rotfl:. It was a bit scary at first sight though. Apparently he hosts meetings of the society from time to time and teaches new members.

    :eek: :rotfl::rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Name Dropper Photogenic First Anniversary First Post
    Options
    carbootcrazy wrote: »
    Our neighbour keeps bees and runs the local beekeeping society. The other day I looked out of the bedroom window and saw all these white-clad figures walking in procession through a small copse in his garden wearing what looked like nuclear power plant radiation suits or something from a major crime scene:eek:. Made me do a double-take too until I twigged what it was all about:rotfl:. It was a bit scary at first sight though. Apparently he hosts meetings of the society from time to time and teaches new members.

    That's amazing Carboot :rotfl:. It must have looked like a scene from Midsomer Murders :rotfl: was a corpse found in the copse the next day? :rotfl:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Name Dropper Photogenic First Anniversary First Post
    Options
    I did my volunteering this morning which I thoroughly enjoyed :) then came home and gave the house a good clean because a friend is coming for coffee tomorow morning. She only comes every other month but I always panic the day before because her house is spotless :eek:

    I'm tired now but the house looks great! So not much work done in the office today. I missed a £3 PA survey because I had to go out :mad: but got a YG survey.

    It's been a short week so only one more day and then it's another weekend :beer:.

    I didn't have time for my park walk this morning but I walked home from school and used lots of calories doing housework.

    I'm very relieved that interest rates didn't go up today as our mortgage is on a SVR :T:T:T.

    Hope everyone has had a good Thursday :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 90,308 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Options
    Also pleased mortgage rates did not go up.
    My fix finishes in September.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 21,299 Forumite
    First Post Name Dropper Photogenic First Anniversary
    Options
    I'm sure your friend comes to see you not your house - but I would be the same to be honest. Glad I fixed my mortgage for the whole term.
    Christmas Savings 2024 £252.38/£600 April NSD:2 April Surveys £
  • beanielou
    beanielou Posts: 90,308 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Options
    Another vote for the friend coming to see you but i would be the same. I would also having a mad tidying frenzy :rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 343.3K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.3K Work, Benefits & Business
  • 608.1K Mortgages, Homes & Bills
  • 173.1K Life & Family
  • 248K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards