Jenkos Diary/Update
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jenkofreeze
Posts: 34 Forumite
Hi all, here's my credit card debt update!
Mint - 21.9%
Marks & Spencers - 24.9%
Barclays - 25.5%
LTSB - 22.5%
Egg - 24.9%
Virgin - 24.9%
Marbles 31.9%
last week these are listed from lowest amount owed to the highest.
A payment I made last week now means that the Marbles card I'm snowballing no longer has the highest debt on it! I owe under £5,000 on it, whereas the virgin card is £5500.
All have high standard APRs and the Mint is the only one with a promo rate on it (0%) but when that ends in a few months I'll be back to 'the over 20 club' across the board!
'Only' about £26,000 to go - just wish I could fast forward so I can have some wiggle room for making it easier!
Mint - 21.9%
Marks & Spencers - 24.9%
Barclays - 25.5%
LTSB - 22.5%
Egg - 24.9%
Virgin - 24.9%
Marbles 31.9%
last week these are listed from lowest amount owed to the highest.
A payment I made last week now means that the Marbles card I'm snowballing no longer has the highest debt on it! I owe under £5,000 on it, whereas the virgin card is £5500.
All have high standard APRs and the Mint is the only one with a promo rate on it (0%) but when that ends in a few months I'll be back to 'the over 20 club' across the board!
'Only' about £26,000 to go - just wish I could fast forward so I can have some wiggle room for making it easier!
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jenkofreeze wrote: »Hi all, here's my credit card debt update!
Mint - 21.9%
Marks & Spencers - 24.9%
Barclays - 25.5%
LTSB - 22.5%
Egg - 24.9%
Virgin - 24.9%
Marbles 31.9%
last week these are listed from lowest amount owed to the highest.
A payment I made last week now means that the Marbles card I'm snowballing no longer has the highest debt on it! I owe under £5,000 on it, whereas the virgin card is £5500.
All have high standard APRs and the Mint is the only one with a promo rate on it (0%) but when that ends in a few months I'll be back to 'the over 20 club' across the board!
'Only' about £26,000 to go - just wish I could fast forward so I can have some wiggle room for making it easier!
Well done for taking action when you are still able to - the 'wiggle room' will come :ASometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56Weightloss : 0/34lbs0 -
Ta Shoe Gal!
I should add I've just applied for another card - which has 0% Balance transfer offer. I don't expect to get it, but worth a try as I dont expect any of that precious wiggle room any time soon!
Otherwise best to keep my head down and maybe join one of those reglar payments threads!:T0
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