Update on Story So Far.........

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  • johannamse
    johannamse Posts: 498 Forumite
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    If you do not mind me asking will you have enough to live on if you are putting all your SL to debts? You don't want to feel disheartened when you have to spend on cc again. Maybe you dhould keep some back?
  • STUDENT_2-2
    STUDENT_2-2 Posts: 17 Forumite
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    Soz forgot to say I still live at home, so can survive on the £250 a month from my monthly wage.
  • fazer6
    fazer6 Posts: 185 Forumite
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    instead of making extra payments onto a 0% debt put the extra money into a savings account. Then as soon as the 0% runs out you have the money there to pay it off. Shop around for the best deal and have the money earning something for you, there's never any point paying off a 0% debt early. But you have to be disciplined and put the money aside to pay off the debt and not dip into it under any circumstance.
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