And so it begins: The Pig Vs The Mortgage

shangaijimmy wrote: »

chargers, plugs and wires...they rule our house for tablets, phones, ipads, laptops, chromebooks!! I swear we need to arrange our furniture to coordinate with plug sockets!! And they seem to spawn off each other, until you are mega desperate for one and then they all vanish - I swear our eldest is a magician!

greent wrote: »

You mean you don't already?! :D

One of the best things we've done with regards to chargers is change some plug sockets to ones which have direct usb-inputs, as we have way more charging cables than the plug bits (which seem to be non-standard now for phones etc) - makes life just that little bit easier. Have also bought different coloured cables and assigned people a colour to reduce the arguing (hopefully! )

michelle09 wrote: »

I made sure that all my gadgets (apart from the fitbit *grrr*) charge using a micro USB cable so I only need one for everything.

OH has piles of the things. I bought a bag that says "Every charger in the universe! *except for the one you want"

Hope the holiday mode is still going well.

Holiday mindset is kicking nicely thanks Michelle:)

Glad your all feeling my cable pain:rotfl: greent you have the kindest outlook on things :A. A,spare just in case cable makes it feel much less of a waste and me less of a numpty for not checking - Thank you :eek:

PP x

Moneyfordreams wrote: »

Hi, good luck with your plans,
My mortgage is a little bit bigger than yours, but our plans look similar. I want to retire at 55 in 71/2 years. I'm aiming to get the mortgaged cleared as not to eat into my lump sum... but time will tell. After being a successful MSEer last year, this year I'm taking the scenic route...

Hi MFD :wave:

Thank you so much for dropping in, it sometimes feels a bit odd rambling away to myself (definitely focuses the mind though ).
Its great that we are on the same timescale , we can cheer each other on:). I'm going to find your diary and subscribe.
PS the scenic route sounds just lovely



What another odd day of weather . A bright start then pouring rain then a lovely summer's afternoon:)

Whilst it was !!!!!! It down I got down to some MSE domestics. The house is now clean and tidy for when we return from holiday and the ironing is up to date which is a miracle in itself.

We are heading off to the big city tomorrow so I've made a train picnic to save me shelling out for overpriced rubbish. Because its the start of the holidays I wanted it to feel like a treat rather than a cost cutting exercise so I made some sushi and dipping sauces, hummus, cous cous salad, pitta bread and rocky road bars.
I went to Aldi and bought nectarines, strawberries and grapes plus a few bottles of the sparkling fruit water that DC2 loves. All I need to do in the morning is make myself a take from home coffee.
The fruit and drinks came to £4.25 but it will last us a couple of days and everything else was using up things I had already so my grocery budget is still intact:)

Successes

Visited Mum and Dad
Packed lunch made
Train tickets collected
Vouchers printed off
Cut back an area of garden as the garden waste bin will be collected while we are away.
Cleaned the car inside and out . it was awful . Looks and smells lovely now though:)
Fridge emptied and cleaned. Anything that won't be used is in the freezer
Hoovered
Ironing done
Packed except for the things we need in the morning

Finally, I went through my finances and gathered up what was left from July and what isn't accounted for in August and made my first OS payment of £1757 :j


July and August will be a bit of an anomaly with the mortgage starting part way through the month and with savings being amalgamated and large one off bills to be paid. As of 1st Sept £1000 (£800 cost to me) will go into my AVC and £400 will go I to my os mortgage neutral pot. Anything else I can squirrel away will join the os pot as will my holiday, car and annual spends budgets ( I'll get the offset interest off these but as they are spoken for they will not
count as part of my mortgage neutral fund if that makes sense) .

Off to bed as only one more sleep until my holibobs :j

PP moderate

Despite best efforts this is not a very mse holiday:eek:
We are sticking to our daily food budget and making use of the free activities but holiday extras are adding up. Having a really great time though so I'll try and keep things as sensible as I can and will do some belt tightening on my return.
Glad I've been putting into my holiday budget each month though !

PP x