Credit Rating

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Hi,

I recently completed a credit rating with Experian and got an excellent the highest credit score available. I have a number of credit cards and a loan but less than 50% of the available credit to me.

However, I don't seem to be able to register for any new cards or even a new bank account to pay my wages into - why am I didnt declined?

I own a property but am currently renting due to a recent relocation move, where I believe the previous tenants were evicted and lost the property could this be the reason? How can I get it changed and disassociated with me!!!

Thanks

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  • Fergie76
    Fergie76 Posts: 2,293 Forumite
    First Post First Anniversary Combo Breaker
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    Credit ratings with Experian, Equifax and Callcredit mean nothing, as they do not give out credit. Each company has it's own credit scoring system.

    You have unfortunately wasted £6.50 or however much it costs.

    There are many things that can effect your credit score, like applying for lots of credit in a short period.
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