My 2015-2020 timeline diary.........
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:xmastree:
Hubby - HT washbag, HT belt, HT document folder, Geo F Trumper Moisturiser, (Lego Caterham, chocolate)
Mum - Top, HT bag, Matalan bag (Nokia mobile, chocolate)
Granny - (M&S cardigan, chocolate)
Sister - (No idea yet)
Neice - Shoes, purse, VS moisturiser, VS spray, NV set - DONE
Nephew - Bfast with Santa, Pirate dress up set (Clothes, sweet treat)
Neice - Bfast with Santa, Minnie tea set, Shopping basket (Clothes, sweet treat)
BFF Son - Bfast with Santa, 2x Thomas trains (sweet treat)
BFF Daughter - Unicorn baby toy, Firefly baby toy, 2 skirts, 2 tops - DONE
Secret Santa Work - (10.00 gift no idea what yet)
Secret Santa Friend - (Prada candy, Boots 3for 2 goodies)
Secret Santa Friend Daughter - (Boots 3for 2 goodies)
Hubby Friends Dad - (Rum, Pringle socks)
Mum BF - Shoes (Pringle socks)
Managed to finish shopping for 2 on my list so far, will try & up that to 4 of them next month.
Dxxx0 -
Deleted_User wrote: »One day we will look back on this & be like look how far we have all come!
2017 is our year.
Dxxx
I am with you! :T:happylove0 -
S - 0.00
M - 0.00
T - 0.00
W - 0.00
T - 0.00
F - 47.50
S - 39.15
Postive - Managed 5 NSD's which is excellent! Finished off Christmas pressie for someone, bought a birthday present for my mum, car now smells delish.
Negative - Spent the majority of Octobers funds in 2 days :rotfl:
Dxxx0 -
Deleted_User wrote: »:xmastree:
Hubby - HT washbag, HT belt, HT document folder, Geo F Trumper Moisturiser, (Lego Caterham, chocolate)
Mum - Top, HT bag, Matalan bag (Nokia mobile, chocolate)
Granny - (M&S cardigan, chocolate)
Sister - (No idea yet)
Neice - Shoes, purse, VS moisturiser, VS spray, NV set - DONE
Nephew - Bfast with Santa, Pirate dress up set (Clothes, sweet treat)
Neice - Bfast with Santa, Minnie tea set, Shopping basket (Clothes, sweet treat)
BFF Son - Bfast with Santa, 2x Thomas trains (sweet treat)
BFF Daughter - Unicorn baby toy, Firefly baby toy, 2 skirts, 2 tops - DONE
Secret Santa Work - (10.00 gift no idea what yet)
Secret Santa Friend - (Prada candy, Boots 3for 2 goodies)
Secret Santa Friend Daughter - (Boots 3for 2 goodies)
Hubby Friends Dad - (Rum, Pringle socks)
Mum BF - Shoes (Pringle socks)
Managed to finish shopping for 2 on my list so far, will try & up that to 4 of them next month.
Dxxx
Just had a wee look at the John Lewis website to see if they had any deals on & the Caterham Lego DH wants for Christmas is down from 79.99 last week to 69.99 this week :money:
Will order that now from the savings & add another IOU to that list :rotfl: well it's a bargain! Would be ordering it next payday anyways. Plus free delivery :T
Dxxx0 -
Okay so lots of focus today on the finances, I feel obsessed with this all.
I think that is a good thing.
I have been frantically looking at my spreadsheet & lists. Busy reminding myself why I have us on a tight budget & all the lovely things we have to look forward to to make this all worthwhile.
Budget head firmly screwed back on & looking at this in a positive way.
Today I have:- Saved 10.00 on DH's Christmas pressie :money:
- Earned 5.10 on a new survey site :money:
- Redeemed 20.00 in Sainsbobs vouchers to pay for a Christmas pressie :money:
- Won 4.70 on the eurosqullions this will pay for a Christmas pressie at 3.99 with some change :money:
- Borrowed 69.99 from savings to pay for DH's Christmas pressie :exclamati
Think that's it :rotfl: I'm sure I will be back on here soon enough with another post about something or other.
Dxxx0 -
Listed some shoes & bags that I am never going to wear on schpock in May.
A lady just contacted me tonight & bought a pair of shoes for 20.00, will meet her tomorrow.
I will cash in my lotto ticket tomorrow & pick up another couple of bits I need for Christmas with that.
Dxxx0 -
Deleted_User wrote: »Okay so lots of focus today on the finances, I feel obsessed with this all.
I think that is a good thing.
I have been frantically looking at my spreadsheet & lists. Busy reminding myself why I have us on a tight budget & all the lovely things we have to look forward to to make this all worthwhile.
Budget head firmly screwed back on & looking at this in a positive way.
Today I have:- Saved 10.00 on DH's Christmas pressie :money:
- Earned 5.10 on a new survey site :money:
- Redeemed 20.00 in Sainsbobs vouchers to pay for a Christmas pressie :money:
- Won 4.70 on the eurosqullions this will pay for a Christmas pressie at 3.99 with some change :money:
- Borrowed 69.99 from savings to pay for DH's Christmas pressie :exclamati
Think that's it :rotfl: I'm sure I will be back on here soon enough with another post about something or other
Did you remember to use a cashback site when ordering the Christmas Present.I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
My Diary Link My Frugal Year 2023 My Frugal Year 2023 — MoneySavingExpert Forum
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Have you always been so organised with your finances? It's very impressive!!! :T:happylove0
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No cashback available on this one.
No I have not always been this organised.
New thing for me, need to get organised now so that I am not a financial mess when I am older.
Dxxx0 -
Managed a NSD today.
In work for another 10 minutes & been popping on here throughout the day.
Survey Updates
6.50 - can cash out when 40.00
25.50 - need to wait till next month to confirm cashback amount
20.00 - vouchers on route to me now
20.00 - cheque when reaches 50.00
24.00 - can cash out on this anytime but going to let it build up
Dxxx0
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