greent's mfw journey

Just made another £150 op - I was going to wait until I had £250 to OP, but decided that was silly, as int is calculated daily . Money from paypal (last month's ebay), car tax refund, quidco and a refund of an item bought last year. Have some cash for OP fund, too. Will make another OP later in month, as expecting some more cash in

Hi Pammy - that's what I thought I'll try and send round amounts of money (just because I'm a bit of a control freak like that!!) but will drip feed it in throughout the month, rather than a lump at the end.

ebay.... I hate listing stuff. I have some stock left from my old business that I might list in job lots - I won't get anywhere near what it's worth, but it's more likely to go that way (heavy, so poostage costs are a disincentive unless a large lot ) and that'll be spce freed up and money in to OP on mtge - a win: win situation. The way I look at it is that the money was already spent and the stock is sitting there and some will spoil - and that really will be throwing money away. Something is better than nothing for it!!

I'm making a list of stuff to sell on Sunday and then I'll take pics today/ tomorrow to be organised. Turbo lister won't load on my laptop, so I can't do that

Hmm - have just been on what's thecost site.

Our 1st part of our mtge was taken out over 20 years (we upped from 30k to 130k when moving, so took the term back up) - shows a total int payment would be £72303.98 - eek!! :eek:However, with lump sums and some reg OPs we're on target to repay 10/2018, as opposed to 10/2025 - and that's a big saving in int!

Part 2 of our mtge (for loft conversion) was taken out over 14 years and was due to be repaid 01/2023. We're on target to repay this 05/19. Original int was £9203.63, so again we'll be saving quite a bit. I will play and get precise figures but no time today (off for a chcocolate and pamper spa weekend - yum! No kids!!:j)

I've transferred £50 from paypal today and requested money from topcashback and cashbackkings too. They'll only be about £10 in total, but add that to my paypal and my cash-tin sales (just under £30) and that's nearly £90, so I'll round that up and make an OP of £100 next week. I've still got about 25 items on ebay. 2 have bids (about £20) and some others have watchers, so I'm hopeful I may get another £50 in paypal if I'm really lucky (balance currently £7) - in which case I'll tfr that from paypal when paid and OP that too. I've also put a query in on quidco for a missing £50 cashback from AA breakdown. I still have a query to raise for a missing £70 from Eon energy, too - but I can't raise that until next week. If all my quidco tracks and pays out, I've got almost £200 to come from there in the next couple of months too :-)

That extra £150 this month (if I can do it all) will mean another month taken off the end repayment date:T:T - bringing it to 04/2019. Still a way to shave it to my ultimate target of 07/2016 (which is the date our first ever mortgage would have been repaid) - but one step closer, for sure!

lol!! We're going here: http://www.vale-hotel.com/Activity-Breaks-Wales

We get to make (and eat!) chocolates and have a cocoa butter massage. Am looking forward to it!!