Summer hols: do you splash the cash?

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Former_MSE_Archna
Former_MSE_Archna Posts: 1,903 Forumite
First Post
in MoneySaving polls
Poll Title: Is your week in the sun on the never-never? How do you pay for your main annual holiday; are you a saver or a borrower?

A. Can't afford to go on holiday
B. Save up for it
C. Some saving, some borrowing
D. Don't need to save, I always have cash in the bank
E. Credit card, but 0% and pay it off before I'm charged interest
F. Credit card, but not 0%, so it costs me
G. Loan or other borrowing

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Comments

  • lipidicman
    lipidicman Posts: 2,598 Forumite
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    What about

    H. Don't really like holidays
  • IvanOpinion
    IvanOpinion Posts: 22,183 Forumite
    Name Dropper First Post Combo Breaker First Anniversary
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    We always save up for our holidays... I would hate the thought of knowing that I would have to spend the next year paying a credit card or loan bill when I get back .. would totally destroy the holiday. It is much ore relaxing to lie back and enjoy spending money you know you have rather than worrying about paying it back.

    Ivan
    Past caring about first world problems.
  • bridiej
    bridiej Posts: 5,775 Forumite
    Combo Breaker First Post
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    I'd like poll option i: got the money to take a holiday but not the time :(

    I just pop in now and then.... :)
    transcribing
  • Jpotter_2
    Jpotter_2 Posts: 9 Forumite
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    that's a big A for me :-(
  • madfrenchgirl
    madfrenchgirl Posts: 1,729 Forumite
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    well, I save all the time, so the money happened to be available. We are going to Barcelona in September and planned to spend in total 280 pounds each.
    "Don't cry, Don't Raise your Eye
    It's only teenage wasteland"
    The Who - Baba O'Riley
    Who's Next (1971)

    RIP Keith Moon
    RIP John Entwistle
  • abjem21
    abjem21 Posts: 111 Forumite
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    I have taken my family to Brittainy twice, Skiing in the Alps once and Fuerteventura once. We will be going to Fuerteventura again in October this year and we are just about to book next years holiday, but I fund my holidays by none of the options shown above.
    All my family holidays are kindly paid for by Tesco's. We dont save, we selectivley spend. Which is much more fun.
    To anyone that tells you "There is no I in team" say no there isn't
    But there ARE TWO I'S IN COMMISSION and I dont get paid "Team"
    ...........:D..........     Faint Heart, Fair Maiden, Juan NEVER!.
  • MSE_Martin
    MSE_Martin Posts: 8,272 Money Saving Expert
    First Post First Anniversary Combo Breaker
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    Poll Title: Is your week in the sun on the never-never? How do you pay for your main annual holiday; are you a saver or a borrower?

    B. Save up for it 33% (450 Votes)
    D. Don't need to save, I always have cash in the bank 20.6% (281 Votes)
    A. Can't afford to go on holiday 15.7% (214 Votes)
    E. Credit card, but 0% and pay it off before I'm charged interest 15.2% (208 Votes)
    C. Some saving, some borrowing 10.9% (149 Votes)
    F. Credit card, but not 0%, so it costs me 3.2% (44 Votes)
    G. Loan or other borrowing 1.1% (15 Votes)

    Total Votes: 1361
    Martin Lewis, Money Saving Expert.
    Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
    Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.
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