Wrong occupation/ salary on mortgage offer
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Idiotwind
Posts: 1 Newbie
We received a mortgage offer today.
We are first time buyers and went through an independent broker.
The issue is that on the ‘mortgage application summary’ included with the offer pack my partner’s occupation (it says doctor, she is a nurse) and salary are wrong. The blurb at the top says that the salary below may not match exactly what we have provided, so that is, I presume, ok.
We have been totally honest regarding income and they have all our contracts and payslips so I am a little baffled. Although this ‘summary’ overstated her salary significantly there was no shortage of lenders who who lend us this amount on our real income in principle.
Has the broker or lender just made a mistake?
My initial feeling was just to ignore this and not rock the boat but my other half is not happy, and I think she’s right.
How much of an issue is this likely to be, will we have to start the whole process all over again?
We are first time buyers and went through an independent broker.
The issue is that on the ‘mortgage application summary’ included with the offer pack my partner’s occupation (it says doctor, she is a nurse) and salary are wrong. The blurb at the top says that the salary below may not match exactly what we have provided, so that is, I presume, ok.
We have been totally honest regarding income and they have all our contracts and payslips so I am a little baffled. Although this ‘summary’ overstated her salary significantly there was no shortage of lenders who who lend us this amount on our real income in principle.
Has the broker or lender just made a mistake?
My initial feeling was just to ignore this and not rock the boat but my other half is not happy, and I think she’s right.
How much of an issue is this likely to be, will we have to start the whole process all over again?
0
Comments
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Might be an error. Might be a function of how the broker needs to enter the data on the lender's website.
Speak to the broker on Monday. In the meantime, don't worry as I don't see this being an issue. I can be simply resolved without affecting your offer.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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