Specified Adult Childcare Credits

chris1955 · 13 February 2019 at 10:14AM

I have recently become aware of Specified Adult Childcare Credits. Apparently these allow people like myself (grandparent) to claim the Class 3 NI element of somebody else's Child Benefit if you look after a child under the age of 12.I have looked after my grandchildren since taking early retirement in 2011.
As I was part of the BT Pension Scheme I was contracted out for part of my time so according to the State Pension forecast will not receive the full new State Pension payment when I am due to receive it in 2021.
My assumption is that if I claim the Specified Adult Childcare Credits for the years I have looked after the grandchildren then that will build my NI Contribution years and therefore my State Pension.
Does anyone have experience of this and if so do you know if my assumptions are correct?

Asghar · 13 February 2019 at 10:50AM

Have a read of this thread.
https://forums.moneysavingexpert.com/discussion/5832647/really-confused-about-grandparents-allowance-for-child-care

Is the parent who was or is currently receiving the child benefit also working?

They need to have had National Insurance credits from employment before they can transfer the Child Benefit NI credits to you.

chris1955 · 13 February 2019 at 11:07AM

Thanks for the reply. I had searched for previous links but drew a blank.
My daughter is the one receiving Child Benefit but she is also employed so will receive NI credits through work. I have only claimed for the periods she was working since 2012 and excluded any periods where she was on Maternity Leave.

molerat · 13 February 2019 at 1:10PM

Been there. MrsM saved just under £3K in class 3 contributions. :money:Easy to claim.

chris1955 · 1 April 2019 at 7:40PM

Does anyone know how long it takes before you get any sort of response to your claim?
It's around 7 weeks since I applied but haven't heard anything, not even had an acknowledgement.

molerat · 1 April 2019 at 7:59PM

Is there not a letter showing in progress on your gateway account ? You will not get a written acknowledgement of your claim but will get a letter confirming the outcome. MrsM submitted 3 claims over the years and the responses were between 4 to 8 weeks. I believe this year they are pretty snowed under with the "new pension" NI rush which has to be paid by 5 April so may take a bit longer.

Freecall · 2 April 2019 at 4:08PM

chris1955 wrote: »

Does anyone know how long it takes before you get any sort of response to your claim?
It's around 7 weeks since I applied but haven't heard anything, not even had an acknowledgement.

Sent the form on 4th February.

Showed up as credit in Personal Tax account on 19th March.

So, about 6 weeks at present. Yours should be imminent.

:beer:

chris1955 · 3 April 2019 at 9:42AM

Just checked via website and it says a reply has been sent so hopefully will receive it soon.

chris1955 · 5 April 2019 at 6:26PM

Received my letter today. Good news they have credited me with the periods I applied for. This has had the effect of increasing my State Pension forecast by £9 a week.

freccle · 19 May 2019 at 7:47AM

I'm about to claim this but my daughter is worried it will affect the free childcare allowance she gets or her tax credits. Will it affect her in any way?

Specified Adult Childcare Credits

Comments

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free