We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Bankruptcy ended

Hi long time reader 1st time poster. I was made bankrupt on the 21 of February 2018. The Or has contacted me on the 20th of February 2019 asking for details off my wife’s mortgage do I still have to reply to her with details and comply with the bankruptcy conditions
Should I be asking her for confirmation that my bankruptcy has ended

Comments

  • TheGardener
    TheGardener Posts: 3,303 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Without a bit more information its hard to comment. What is the OR's interest in your wife's property - are they trying to assess if you have any beneficial interest? Do you have an IPA?
  • Thier asking about the deposit and what account it was payed from the house was bought with her savings and browered money
    No I didn’t have enough income for a ipa
  • The mortgage is in her name
  • It does seem odd that they are asking now - it's a calculation as to when you are actually discharged - and therefore it being too late for them to ask. Did your wife disclose her income when you went BR? - were her income and assets included in the household income calculations? I wouldn't have thought the OR could be asking stuff now but its a technicality on dates I guess.
  • In some ways Bankruptcy is eternal

    For life eternal hereafter the London Gazette will list you
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.