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Feel like i'm in a hole.

darkknight92 · 2018-12-03 16:39:10

Hey all, Just looking for some advice or even words of reassurance. Current situation, I'm 26 and over the last few years I have built up a fair bit of personal debt, unsecured. Loans and credit cards. I've always kept a budget with incoming and outgoing without much thought to credit repayments. However today I have faced…

Comments

jinkssick Posts: 1,323 Forumite

5 December 2018 at 1:28AM

Your in no hole.

£949 includes disposable and what you already pay to 2 CCs and loan. We need to attack that Halifax loan with everything you got. The rest can sit pretty at 0% paying bare minimum. I have used the snowball calculator. This doesnt even take into account your wifes new job that could be used to attack halifax loan.

Save saynoto0870.com in your favorites, and stop giving companies more £££ dialling 0870 numbers when you can dial freephones or cheaper alternatives
call your credit card company, tell them that you want to leave, 99% of the time theyll lower your APR%
Remember when that Bank Manager or Salesperson smiles at you, all he sees is £ notes. Dont forget the motto, "the wider their grin, the more debt your in"
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