Discahrged in 4 days - thankyou

chiefcrust1983 · 11 May 2018 at 1:40PM

I’m discharged in 4 days and want to say a thanks for all the helpful info these forums have given me.

I owed 35k in bank loans and credit cards and the whole process was so easy and hassle free for me. I was given an IPA of £42 a month but I paid this off in full last November so come discharge day in a few days time I’m free from my debts at long last.
:beer:
Thanks again everyone

Jono987 · 15 May 2018 at 10:22AM

All the best my friend. Your situation is nigh on identical to mine. Similar amounts, my mum also paid my IPA in full a month before my discharge and the IPA cannot be reinstated.

So we can now move on with our lifes. I got a better paid job a couple month after discharge and haven't looked back.

bewildered1 · 15 May 2018 at 7:12PM

chiefcrust1983 wrote: »

I’m discharged in 4 days and want to say a thanks for all the helpful info these forums have given me.

I owed 35k in bank loans and credit cards and the whole process was so easy and hassle free for me. I was given an IPA of £42 a month but I paid this off in full last November so come discharge day in a few days time I’m free from my debts at long last.
:beer:
Thanks again everyone

I didn't realise you could pay off a 3 year IPA early. I hope you don't mind me asking, were you gifted the money to pay it off? I would presume your SOA wouldn't allow you to save enough that quickly?

chiefcrust1983 · 16 May 2018 at 4:32AM

Yes, my parents gifted me the money to clear the IPA, once done I received confirmation by email and post within a few days that my IPA was finished

Discahrged in 4 days - thankyou

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