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Finally Debt Free After 34 Years, But Still Need to Live Frugally

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Comments

  • elizabethhull
    elizabethhull Posts: 767 Forumite
    Part of the Furniture 500 Posts
    carbootcrazy wrote: »
    Can I ask all you people who seem to get lots of YouGov surveys, do you wait for an invitation email from them or do you check your account regularly to find any?

    I wait for the invitation. I'm with too many companies to bother checking. The only company I go to is OnePoll, every day, as there's always something.
  • Willowtree222
    Willowtree222 Posts: 8,300 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hope you're ok. I haven't been on in just over a week so not caught up yet. x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • System
    System Posts: 178,375 Community Admin
    10,000 Posts Photogenic Name Dropper
    I always turn trousers up by hand as well, find it therapeutic. As for surveys , you gov paid out in feb so I am a years away from another pay out. I am sticking with PA for the time being.

    Your DS are not far off going away , are they getting their stuff ready yet ? Or will it be a last minute dash.

    Weather looking good this morning , have a nice day .
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Cherryfudge wrote: »
    Catching up from ages back (your thread moves fast!) so apologies if this has been answered but I've lost a lot to frost too. However, I asked a lady in Switzerland how come her beautiful tall pots in her garden were not ruined by frost and she showed me they are all raised off the ground on little 'feet'. I haven't officially tried it but it seems to have worked for things that were accidentally off the ground, such as ones in larger pots or on stands.

    That's useful to know Cherry. I've got a few feet that I'm not using so I must put them under my favourite pots.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nicnak wrote: »
    Hope you're ok. I haven't been on in just over a week so not caught up yet. x

    Thanks for popping in Nicnak :).
    Cumbria_lass wrote: »
    I always turn trousers up by hand as well, find it therapeutic. As for surveys , you gov paid out in feb so I am a years away from another pay out. I am sticking with PA for the time being.

    Your DS are not far off going away , are they getting their stuff ready yet ? Or will it be a last minute dash.

    Weather looking good this morning , have a nice day .

    Thanks Cumbria :).

    They're going to Iceland in two weeks :eek:. We need to book travel insurance for DS3 and he needs to sign up for a travel money card. They also need to book their coach to Londons, so lots to do :eek:.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's lovely and sunny today so I have hedge cutting and weeding scheduled. Then I need to do more laundry and iron some tops.

    Have a good day everyone :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,742 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    iron :eek: :eek:
    Have a lovely day.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hate ironing too but sometimes it has to be done :mad:.

    The hedge looks much tidier and I filled up two green waste bags, but I was too tired for any weeding. There's some washing drying in the garden and more in the machine :).

    Next I have a bit more sewing to do and then the ironing, no rest for the wicked!
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 96,742 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have a lovely week.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Beanie :).

    We got a lot of work done today :T. My back was sore after my hedge cutting but putting Deep Heat on this morning followed by a hot shower this evening has helped it a lot.

    I got one PA survey and two YG surveys. We had an email from NPower saying our weekly payment is to go down from £37 to £25 which is good news, that's £12 a week saved :T.

    In less good news we've got council tax, NPower and our home/contents insurance to pay tomorrow :eek: and we don't have the money to pay any of them until someone pays us :(.

    Never mind I live in hope. What else can I do?
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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